FortivaReviews of myfortiva.com

I purchased furniture with Bob Furniture. The bank that approved me was Vive. Then my account was apparently sold to Fortiva. When I signed my contract with VIVE, my payments were $99 per month. Fortiva took over, my payment the 1st month jumped to $110.00. The 2nd month it jumped to $136.79. I KNOW when I have to have it paid by to avoid accrued interest at the end of my contract. They should not be able to raise it to whatever they want...the original contract should be honored. And if I DON'T pay in full within the contract time, I pay the interest, they aren't getting screwed. Just be aware if Fortiva buys out any of your contracts, they DO NOT HONOR the terms of the original agreement and just charge what they want! Their customer service is HORRIBLE and hard to understand. Just kept saying "Sorry, I can't help you". If you can avoid using them...AVOID

Worst credit card ever terrible monthly fees. After paying on time for a year I was late one time now my account is closed. 0 stars

This is the 3rd time Ive had to change my password after sign in attempt. Ive just spent 15 minutes w various glitches. Also, early in my experience with Fortiva, I attempted to make a 2nd pymt the day after I made a regular one. They couldn't accept it unless it was w a debit card instead of my usual Echeck! Customer service is not high quality either. But Iam establishing good credit again, so I'm dealing with high fees and less than top tier co!

Le escribí por chat al 1-877-785-7908 y les planteo mi problema. Me mandan a entrar al sitio e intentar una solución. Ya había probado eso y no se solucionó my problema. Me mandan a intentar otra cosa que ya había probado y luego me mandan a llamar y así seré atendido mejor. Pero ya estoy hablando con un representante, por qué no me ayuda? No me respondieron nada más. Casi una hora para recibir esta respuesta final y no resolver nada.

Does Not take cc...no grace period for late fees. DO NOT USE THIS COMPANY!

I got this credit around Sept. of 2025, I used it in October for my trip, due date for repaying was on the 3rd, I had no service from where I was at. Get back to my state on the 3rd, made a payment that day and because I was a minute off they charged me late fee and that was on the 4th. All my other credit card statements I get them 2 weeks later. This company you pay them today and tomorrow you get a statement out to you. Customer service is terrible, I had to request to speak to someone higher to resolve my problem. Every month is a different reason as to why im paying more. I dont like this company and would not recommend. They suppose to fix your credit not ruining it.

Fortiva gave me a card for $1000 credit. I used it and paid it off several times, and even used it for some of my monthly payments. Then suddenly they closed the card on me saying “Unexpected Account Activity”. For some reason their fraud department decided that I was doing some criminal activity, which I wasn’t. When I called their customer service all they said was that they could close my account at any time. The customer service were rude and treated me with disrespect. All I can say was getting this card was a huge mistake.

It would take a lot of time to relate everything wrong with my experience with Fortiva. Suffice to say they claim to be unaware that the expiration date on a Bank issued debit/credit card is an indication of the month and year when the card expires. Example 01/26 the card is valid until the last business day of January in 2026. Fortiva decided that meant the expiration date meant the last business day of 2025 (December). So the account moved to past due and they needed a payment that was 3 times what the payment was for the previous 14 months. The supervisor at Fortiva says they just follow their policy. I should have moved heaven and earth to not do business with them.