As a leading provider of access to working capital, Mulligan Funding has provided access to over $1.7 billion to the small and medium-sized businesses that fuel our country.
Mulligan Funding (mulliganfunding.com) has 539 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
Also known as
mulliganfunding.com
Website
mulliganfunding.com
Category
Investments & Wealth
Location
San Diego, California
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 56% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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I had over fifteen loans with them with no missed payments and they changed their underwriting standards which made me ineligble for future loans. The company is o.k to deal with but don't depend on them. They won't discount interest if you try to pay them off early.
DA
Dustin and Dena P.
Not the worst company I've dealt with…
Not the worst company I've dealt with but not the best either. Very high interest rates, but they were very transparent as far as our payments go, and they always sent out my monthly statement. Again not the best but not the worst. If you're looking for funding and you're just starting out this is a company that will work with you, but don't be surprised if you are paying $1,500 a week. And again they should stop getting random people and employees to write reviews it doesn't look good.
Response from Mulligan FundingMay 8, 2023
We appreciate the time you have taken to provide us with your feedback. Our team is proud of the competitive rates we offer within our industry.
Rates depend on a variety of factors, including industry, seasonality, time in business, amount requested, payment history, etc.
When working with customers, we ensure that our documentation clearly presents the Loan Terms & Conditions, including, but not limited to, the Loan Amount, Rate, and Total Repayment amount in advance before any funds are disbursed.
JB
Jeff B.
They were unable to provide me with the…
They were unable to provide me with the dollar amount that I was needing for my loan so going to have to go elsewhere to get the rest of the money
Response from Mulligan FundingJul 5, 2022
Thank you for your feedback. We strive to provide funding solutions to all of our valued customers. Your client success representative can help you with a long-term strategy for your business funding needs. We appreciate and value you and your business. You may contact our customer service team at (844) 437-3863 with additional questions.
RW
Rick W.
Very high interest and terms which …
Very high interest and terms which strangle cash flow. Will be refinancing as soon as able.
Response from Mulligan FundingDec 22, 2017
Hi Rick,
Rate and terms vary depending on many of factors: Industry, seasonality, time in business, annual sales, current status of the business, amount requested, payment history on previous programs, etc. That's why it's crucial that every business owner reach out to us for a customized quote and not assume anything.
Of the hundreds of industries we fund, you happen to be in one of the high risk ones, which impacted the package we could offer you. There's no advantage to us if a client struggles to cover his/her loan, so we made the effort to put a longer term in place to assist your business.
Our clients have determined we're their best option for the combination of approval, amount, term, quick delivery of funds and personal, professional treatment. It's also why so many come back for additional funds when new opportunities arise.
Thank you for providing your feedback. We wish you the best as you use the funds to help your business grow.
The Mulligan Team
JE
Jesse
Mulligan is great at responding to you...BUT
Mulligan is great at responding to you. However their interest rates are borderline criminal. I would look elsewhere first and use them as a last resort. Even after building a relationship with them for over a year, our second loan rates were still outrageous. Please look elsewhere first, use Mulligan as a last resort.
Response from Mulligan FundingNov 29, 2017
Hi Jesse,
Our rates for both first time loans and renewals vary depending on many factors : Industry, seasonality, time in business, current status of the business, amount requested, payment history on previous programs, etc. We were able to extend the term while lowering the "per payment" amount on your most recent funding. It's always important to us that the value to the business owner of getting the working capital exceeds the cost. That's the basis on which most financial decisions are made.
Thank you for taking the time to leave a review. We wish you success as you use the funds to help your business grow.
The Mulligan Team