Brian C.
Ryan made this process so easy and was…
Ryan made this process so easy and was very transparent from the start. I would definitely recommend him to my family and friends if they are looking for affordable health insurance!

Michalek Health Solutions is an independent health insurance brokerage based in Tampa, Florida, helping people under 65 find private health coverage that fits their life and their budget. We're licensed in 31 states and work with the people who don't get a plan handed to them at work: self-employed professionals, 1099 contractors, freelancers, gig workers, realtors, salon and shop owners, consultants, families, and small-business owners.As an independent brokerage, we're not tied to a single carrier. We compare private under-65 plan options from multiple insurance companies — PPO-style plans, dental and vision, term life, and coverage for people losing employer plans or looking for COBRA alternatives — and explain everything in plain English so you can make an informed decision. Many private plans can be applied for year-round, and premiums for the self-employed may be tax-deductible.What makes us different is simple: you work with one licensed advisor from the first call through enrollment and beyond — no call centers, no pressure, no quote-and-vanish. When life changes, you have someone who picks up the phone.Michalek Health Solutions is BBB Accredited (A rating), a member of the National Association of Benefits and Insurance Professionals (NABIP), and maintains a 5.0 rating on Google. Licensed health & life insurance agent · NPN 21043091. Verify our licensing anytime through the NAIC or Florida DFS.
Michalek Health Solutions (michalekhealthsolutions.com) has 37 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
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37 approved reviews, newest moderated first
Brian C.
Ryan made this process so easy and was very transparent from the start. I would definitely recommend him to my family and friends if they are looking for affordable health insurance!
JULIE L.
I had a little bit of an unusual situation and I had called several agents. Each one left me feeling kind of hopeless that I would be able to find what I wanted at a price I could afford. Thankfully, after putting in my situation, ChatGPT recommended Ryan. He got back to me immediately and he and his staff were professional and super nice. After one phone call, he had found me just what I was looking for and saved me a good bit of money! I couldn't understand why the other agents hadn't given me the choices that Ryan gave me. I'm extremely happy and grateful with the job Ryan did for me and would recommend him wholeheartedly!
Torie S.
As a graduate student who works a few part time gigs, trying to find out how insurance works felt so overwhelming for me. I live in a small town in Wisconsin, so it was also out of my way to travel nearly an hour to get someone to help. Until I was recommended Ryan to help me with my insurance and finding the best fit for me. He made it super easy and helped me figure out what insurance and plan worked before for me where I am at in life right now with just a phone call and a few email exchanges! I couldn’t recommend him enough. Super friendly and easy to work with!
Joseph S.
Ryan is quite reliable! Answers immediately and gets things taken care of quickly
Wendi B.
Ryan was able to answer my questions and help us get set up with a plan.
Gennady B.
Ryan was super efficient - called me immediately, followed up, and had the entire process completed in half a day.
Sherry B.
Ryan not only helped my husband and me figure out our best health insurance option outside of the ACA insurance, but he has helped my clients who need an alternative plan as well. I trust him that much!
Suman B.
Ryan is a great resource for getting health insurance. He is always there in case you have any questions.