Mondy Friend CapitalReviews of mfcapitalco.com

Horrible experience and would NEVER RECOMMEND YOUR COMPANY! Still haven’t received our money. Signed contract on Aug 7th saying their process takes 7-14 business days. Still getting the run-around at Business Day #23 (Sept 9th). Company removes money from your credit card (s) immediately and then gives BS reasons for keeping your money for weeks BEYOND the time you agreed upon. Funny on top of that…they send an email the day after you sign the contract asking you to give them a review! I’m SO GLAD I didn’t…and waited. From the looks of other current/recent reviews - they’re holding quite a few people’s money beyond the limit we all signed for.

They promised me 1–2 weeks of processing, but now it’s been 38 days and I haven’t received a single dollar. Every time I ask, I just get the same answer: “Wait one more week.” This is going for the second month straight. For now, it feels like they just took a large amount of my money without doing anything. The lack of transparency and fake promises every time make me feel scammed. I’m preparing to escalate this with the BBB and take legal action. I’m adding this review as leverage, hoping it brings attention and helps me finally get the funds I was promised. Will update/remove later.

In response to their response. I am just trying to get my money. Today date 9/11/25. I still do not have my money. They keep giving excuses. It appears to be a ponzi scam and it involves Lexington capital and possibly Chase bank. Be aware. This is a scam. Going on a month and it appears they just took my 40,000. The 7 to 14 days is not accurate. I have waited a month and now I have to get council involved to retrieve the money they took from me. I do finance for our company and things aren't adding up. I keep getting the run around with AI generated responses.

I have only used them twice now for their Credit Conversion Services. They offer a turnaround of between 7 to 14 business days. The salesperson leads you to believe it will be quick and easy. The first time, I had to hound them just to get my money, and it still took them 17 business days, which is actually 3 weeks. This time, I am only doing one card and a small amount. The salesperson went on about how this should be a real quick turnaround. We are currently on business day 12, and tomorrow is Saturday. They suck a customer service in many ways. Difficult to get in touch with them, they prefer emails, but they do not respond to the inquiry. To talk on the phone, you have to make an appointment for the next day, and here too, the person returning the call is a salesperson who is of no help. Just plan on this process taking a month to get the funds, and if you try to find out why it is taking longer than hyped, be prepared to listen to lots of excuses. They have all sorts of things to blame within the company's structure. Aug 16: Their response is not accurate in the facts. Also, the notice on Saturday regarding the funds being sent, in the banking world, means Monday at the soonest the funds will be in my account.

Insanely and ridiculously long process! What really takes the cake is their pretentious messaging. "Great news!" when they are already incredibly late in sending your funds. They will update you with every detail of their process which seems to have more than 10 steps without any money actually coming into your account. Oh don't worry they are "verifying" things. They are "keeping your funds safe". They will send you messages about stupid intermediary processes as if they deserve a gold medal. "Good news! Our bank approved the wire!" Does this mean they have sent you a wire? You wish! No they have 7 more steps before that which they will gleefully tell you about during the next week. And when you actually get your first ACH (it's an ACH btw, they are too cheap to send a wire) then it's only 10% of what is owed to you. I still haven't even gotten that either and it has been 14+ BUSINESS DAYS! I would not wish these people upon my worst enemy.