JERALD W.
Customer service and freindly agents
Customer service and freindly agents. Always willing to help with my questions. Also the points are nice.

The Mercury® Card is trusted by more than 1.3 million customers and has supported over $6 billion in credit issued since 2017. Issued by First Bank & Trust, and payment activity is reported to all major credit bureaus, so responsible use may help you improve your credit profile and potentially qualify you for credit line increases over time.Cardholders may earn cash back rewards with flexible redemption options and receive access to their FICO® Score. With 24/7 account access and convenient payment management tools available through a top-rated mobile app, the Mercury® Card is designed to provide both value and control. $0 security deposit $0 application fee $0 fraud liabilityLearn more This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard® International Incorporated or Visa® USA Incorporated. All trademarks are the property of their respective owners. Please note: This page is not monitored for customer service inquiries. For assistance with your account, please contact Customer Service for Mercury Cards at 866-686-2158.
Mercury Card (mercurycards.com) has 689 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.
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689 approved reviews, newest moderated first
JERALD W.
Customer service and freindly agents. Always willing to help with my questions. Also the points are nice.
Craig
I had a company put a subsciption for auto order withiut my knowledge. When i contacted the company they told me too bad. When i contacted Mercury while the transaction was still pending they could nothelp me. If you catch a problem while pending Ibelieve you all shiuld be able to stopa fraudulant transaction before it is paid. The CSR was polite and professional, just not able to assist with the issue as i thought they ahould be able too. I feel there should have been an escalation or canceled payment as it was a pending transaction.
RICHARD V.
Ok. Got through it.
Patricia
Very friendly great doing business with. I would recommend highly .
Response from Mercury CardAug 18, 2026
We're glad to hear you had a five-star experience! Thanks for leaving us a review.
Cathy G.
Easy to get my information
Dennis A.
Very informative
Kami
In general I was always happy with my mercury card. Recently though, I recieved information in the mail that due to my total debt amount, I would now have to pay an annual fee and my interest rate was to increase. This surprised me as my card was not maxed and I have never had a late payment. About two weeks after receiving that correspondence, the same card was given a credit line increase. This is so perplexing as I must have been seen as not as credit worthy to have my interest rate go up with an annual fee added, but you want me to spend more?! I feel like it's such a money grab move now. I always liked the card, but if I was able to pay off my balance I would close the card as I feel like Im being punished by the company and enticed to spend at the same time. It's a bad policy to do this to loyal card members. None of my other cards have raised my interest rate or added a fee.
Response from Mercury CardAug 18, 2026
Thank you for taking the time to share your experience. We are always looking for ways to improve. We will pass this feedback along to the team.
CATHY Y.
The mercury card services is great the customer service department answers all my qs they are friendly and very supportive the only thing i wish if they gave regular in creases I've been with them for over 12 yrs