Samantha S.
Interest rate payment too high
Just the payment interest rate is very high. But everything less is good.

The Mercury® Card is trusted by more than 1.3 million customers and has supported over $6 billion in credit issued since 2017. Issued by First Bank & Trust, and payment activity is reported to all major credit bureaus, so responsible use may help you improve your credit profile and potentially qualify you for credit line increases over time.Cardholders may earn cash back rewards with flexible redemption options and receive access to their FICO® Score. With 24/7 account access and convenient payment management tools available through a top-rated mobile app, the Mercury® Card is designed to provide both value and control. $0 security deposit $0 application fee $0 fraud liabilityLearn more This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard® International Incorporated or Visa® USA Incorporated. All trademarks are the property of their respective owners. Please note: This page is not monitored for customer service inquiries. For assistance with your account, please contact Customer Service for Mercury Cards at 866-686-2158.
Mercury Card (mercurycards.com) has 689 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Conyers, Georgia
Excellent
689 approved reviews, newest moderated first
Samantha S.
Just the payment interest rate is very high. But everything less is good.
Melvin
It has been a life saver at times.
Tyler S.
They decided after several years that there was now a $49 "membership fee." I guess they couldn't call it an annual fee, because the card that I agreed to advertised no annual fee. Anyway, I called and got the fee waived and closed the account. Changing the terms and conditions unilaterally is the definition of a junk fee, a b.s. money grab. Don't lie down and let them rob you.
Alfred B.
It is a company that is helpful to all walks of life. It is my favorite credit card in my wallet
Response from Mercury CardAug 18, 2026
We're glad to hear you've had a five-star experience!
Jacquelyn D.
The Mercury Card provides a secure reliance on handling extra monetary needs. I greatly appreciate the experience of having the financial support of my Mercury Card. Thank you for this exceptional opportunity!
Response from Mercury CardAug 18, 2026
Thanks for leaving a review!
Selma
I utilize my Mercury card for last minute expenses and it has become one of my favorite credit cards by far. I received an unexpected limit increase, the website is user friendly, no monthly fee, etc.! This definitely will be a card I keep for the long haul. Thank you Mercury Credit Card!
Response from Mercury CardAug 18, 2026
We are happy to hear that, Selma. Thank you for leaving a review!
Ahmed
Mercury is one of my favorite credit cards that I use! It makes things easy!
Response from Mercury CardAug 18, 2026
We’re glad to hear about your great experience. Thank you for sharing!
Carmen A.
Excellent costumer services, I always have a good experience when I called you.