Patricia
Easy to use love the mercury app i can…
Easy to use love the mercury app i can make payments check balance great credit card
Response from Mercury CardAug 28, 2026
We are happy to hear that, Patricia. Thank you for leaving a review!

The Mercury® Card is trusted by more than 1.3 million customers and has supported over $6 billion in credit issued since 2017. Issued by First Bank & Trust, and payment activity is reported to all major credit bureaus, so responsible use may help you improve your credit profile and potentially qualify you for credit line increases over time.Cardholders may earn cash back rewards with flexible redemption options and receive access to their FICO® Score. With 24/7 account access and convenient payment management tools available through a top-rated mobile app, the Mercury® Card is designed to provide both value and control. $0 security deposit $0 application fee $0 fraud liabilityLearn more This card is issued by First Bank & Trust, Brookings, SD pursuant to a license by Mastercard® International Incorporated or Visa® USA Incorporated. All trademarks are the property of their respective owners. Please note: This page is not monitored for customer service inquiries. For assistance with your account, please contact Customer Service for Mercury Cards at 866-686-2158.
Mercury Card (mercurycards.com) has 689 customer reviews on Five Star Index, with an average rating of 3.5 out of 5.
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689 approved reviews, newest moderated first
Patricia
Easy to use love the mercury app i can make payments check balance great credit card
Response from Mercury CardAug 28, 2026
We are happy to hear that, Patricia. Thank you for leaving a review!
Carmen P.
Never have a problem using my Mercury card
Response from Mercury CardAug 28, 2026
We're glad to hear you've had a five-star experience. Thanks for leaving us a review!
Theodore
Appreciate everything very good very fast very punctual on fraudulent activity. This is a very good card to have to secure and mix. Things are secure.
Thomas
Reliable card
Donna
So far I am pleased with mercury credit card. The payments are low also I had an issue with a business who charged my card for work they did not complete I gave mercury a call, told them about the situation and a few days later maybe a week later they issued me a refund to the card. Didn’t take long and the process was easy and not stressful, they resolved my issue in good timing, I didn’t have to harass them as a matter of fact when I sent the proof it was on and popping! Thank you Mercury 🙌🏾🌹
Response from Mercury CardAug 28, 2026
Thanks for leaving a review!
David B.
I have had this card since 2014, 12 years. Their system is outdated. Available credit can take weeks to update after they pull the money out of your bank. My most recent frustration was calling customer service to ask if I made a payment the day of my statement close would it be reflected on that statement. I was reassured it absolutely would if I made the payment on the app before 5pm. I made the payment at 3pm, it was not reflected on the statement. I called and was assured that the balance reported to the credit bureaus would be the updated balance after my payment, not the balance on the statement. That was also false. I called and asked if they could push an updated balance to the bureaus and apparently they can't, even though all of my other credit cards are happy to do so upon request. I am currently waiting on a phone call from a supervisor and will update this review accordingly. No supervisor was available at the time... I'm not even mad, I'm just really disappointed. I've never asked anything of them in 12 years and the first time I do, I'm lied to multiple times, and they made no effort to even pretend to care about customer service or customer satisfaction. In comparison to other credit card companies, it's shocking.
Response from Mercury CardAug 28, 2026
Thank you for taking the time to share your experience. We are always looking for ways to improve. We will pass this along to the team for feedback.
JORGE M.
After I pay my balance and close and close account they still charge me 120.00 dollars. This is the worst card I ever had. Is not worth it.
Donald
Great service,great rate