medishare.comReviews of medishare.com

I WAS CONSIDERING MEDI-SHARE AFTER LISTENING TO THEIR RADIO ADVERTISEMENTS AND RECOMMENDED BY DAVE RAMSEY WHO I RESPECT. I VERY LUCKILY RESEARCHED USER REFERENCES. I HAVE NEVER SEEN WORSE REFERENCES FOR ANY PRODUCT/SERVICE IN MY LIFE. THE CLAIMS MADE IN THE ADVERTISEMENTS ACCORDING TO THE MANY REFERENCES THAT I REVIEWED ARE ALL BLATANT LIES. UNBELIEVABLE FOR AN ORGANIZATION THAT CLAIMS TO BE DRIVEN BY CHRISTIAN PRINCIPLES. SHAME ON THEM.

I joined Medi-Share in good faith at the beginning of the year, trusting that they would uphold their promises to process medical bills in a timely manner. I submitted my first bill on January 22, 2025. As of today - more than 120 days later - it still has not been processed. This is well beyond their advertised 60-day timeframe. I’ve reached out multiple times via email and attempted to call, but the communication has been minimal, vague, and often unresponsive. I’ve asked clear questions and rarely receive clear answers. At this point, I feel abandoned in a system that promises care and support but has delivered neither. While I was refunded one month’s premium as a gesture, it doesn’t come close to resolving the broader issue of a failure to follow through on their core responsibilities. If Medi-Share is unable to deliver timely reimbursement or provide effective customer service, it undermines the trust that members place in the entire ministry. I’m sharing this so others can make an informed decision. I genuinely wanted this to work - but my experience has shown me that Medi-Share may not be equipped to deliver what it promises. Proceed with caution.

This company refuses to pay bills. I have 9 Quest bills that I have called about countless times, done three-way calls between Medi-Share and Quest, had promises over and over about "expediting" the payment, dates set to have them paid by, all to no avail. I have had 4 of them sent to collections by Quest and the others will be sent soon. Yet Medi-Share just keeps telling me that they are "expedited". I am so frustrated with the amount of time and energy I have spent to get these paid and still am having to deal with a collections company. RUN FROM THIS COMPANY! While no insurance company is great, at least the other companies pay the bills that they don't dispute. Medi-Share agrees that they are responsible for these bills and yet continue to be delinquent on their payment of them. Absolute nightmare!

We cancelled our insurance before the 1st of the new year (2025) and they refused to refund the Jan premium they had already drafted. I'm not upset they drafted, I'm upset they didn't refund it when they didn't cover any potential medical expenses for us in Jan. We had other coverage. It is not hard to refund a credit card charge and to not refund it is stealing!

Buyer beware!! Medi-Share do not cover screenings AT ALL even if you meet your very high deductible. They would rather have other members “share” the cost of your chemotherapy than pay for a colonoscopy and catch it early. Not to mention potential loss of life (but that’s not their problem I suppose). To me, this is unconscionable and the opposite of Christian behavior. They do not make this clear when you sign up and certainly don’t mention it in their radio commercials. They state they have 98% customer satisfaction. Not sure where they pull this statistic from, just take a look at this website. When you sign up they make you sign paperwork to say that your are not gay and you are not committing adultery. So does mean they won’t pay out it they find out to the contrary? Absolutely ridiculous business model and they should be ashamed.

We had Medishare for about 8 years. My family is fairly healthy so we (thank goodness) rarely went to the doctor. I avoided the doctor at all cost because it cost a fortune. Recently we needed it for a couple of important issues. Both no doctors within an hour of me would take Medishare despite being 30 miles from 2 large cities. I searched for a surgeon for my injured child for days. I called at least 10 doctors ON THEIR LIST and NONE of them took Medishare. So they lie big time about which and how many physicians take Medishare. All of the doctors that I called said that their office does not take it anymore because Medishare does not pay the claims. I talked to 4 people at Medishare and all of them acted like the physicians office gave me incorrect information. It was a nightmare.

tried to cancel, they put me on hold for over an hour! I knew at that point, it was intentional, what a unprofessional company that hides behind christian value! Had to go to my bank and put a stop on these sinners!

I called for more information as a prospective customer since I missed open enrollment for health insurance, and..... wow! There are so many disturbing things about their membership requirements, but two things that stood out the most were their requirements to "fellowship on a regular basis," and the use of cannabis will disqualify you from their services. The "fellowship" requirements give a very cult-like vibe (is it only me?), and I can't make sense of why they believe they have the right to "require" this from their members, or why their members do not see how wrong this is. Secondly, disallowing the use of cannabis? I use it very seldom and responsibly, 1-2 hits a month (a bowl lasts me several weeks), just to help myself relax. I understand that there are people who abuse it..... same as those abusing pharmaceuticals...... But as a so-called Christian organization, you'll put a blanket restriction on cannabis, which is all-natural, supports local business, and has endless science-backed medicinal benefits..... BUT, you'll support Big Pharma and have no problem filling the pockets of people like Fauci? The hypocrisy here is insane! I'm especially angry about this, because I've had extensive experience with our "healthcare system," and believe me when I say that it does NOT want you well, because you make them a LOT of money as long as you are sick. However, I've never met a natural medicine practitioner who didn't want their patients well. And one of the leading remedies for countless ailments is cannabis! But no, this "Christian" organization would rather fund the system that tries to keep us sick. I was raised in a very Christian household, and thought Medishare might have been a good alternative option since I still maintain many of my Christian values. But I left the church in my early 20s because of the hypocrisy, and this was a great reminder to stay far away. Steer clear! Unless you're already part of the cult..... then I'm sorry for you.