medishare.comReviews of medishare.com

I NEVER leave reviews but I want people to know that as a Christian, I expect a company claiming to be a group of Christians to act with integrity. I have paid nearly double my deductible and they denied my son's claims because they stated he had some other insurance that ended in 2014. They just now asked me for letters of termination for this one and one other his dad had. And they laughed and said, oh by the way, if it is over one year - which conveniently it was JUST denied.....will not be paid even if I get the letters. Absolutely unethical, unChristian. If I could leave a 0 I would. I was a member 10 years!!

Denied coverage because of a medication that I take. That's not very christ-like Literally do the opposite of what they preach and advertise

I rarely leave reviews, but I am so sick of trying to work with them that I feel the need to warn others. They work great, if you never have any medical bills. I am constantly fighting tooth and nail to get things moving. The latest debacle: we brought our daughter into a specific ER because their website said it was in network. Only to discover it wasn't actually. I asked how I can make sure something is actually in network, and they said ask the hospital. I called the hospital and the hospital said ask your insurance. When I told medishare they said "Yes, I can see how that would be frustrating". I am constantly having to call to get things moving along. I am constantly being told to wait 30 more days because the last person did something wrong, and it needs to be resubmitted. I am put on hold over and over again and transferred from person to person. Stay away if you value your time and money.

Horrible experience. I’ve called them to try to get medical bills sorted out and every time I call I am on hold for at least 30 minutes and sometimes up to three hours. Telehealth visits used to be free and now they cost $25 supposedly under the guys of being able to get a hold of somebody faster however I recently tried and it took a full day for someone to call me back and it was some guy who doesn’t even speak English.

It was a welcome piece of mind initially. Then it all went wrong. Could no longer use my dentist. They were not covered by their "Christian Values". Could no longer use my optometrist. They were not covered by their "Christian Values". Had to struggle to find an "In Network" pharmacy ironically in one of the WORST places in the city that was covered, not just a generic Walgreens/CVS. Both are not "In Network". Just use GoodRx (not affiliated in any way) and you will get a better price/coverage. Unfortunately I had to have a prolonged hospital stay. This was also deemed to be not covered by their "Christian Values". Basically you pay them a fee every month, and then every other month your “Sharing Fee” which is usually your standard fee doubled, so they can tell you how horrible of a person you are and are not "Christian" enough for coverage. Their cute little website notes how much they have paid or shared (which they do not reciprocate), which is completely not reflected when the hospital bills start coming in. PCHS adjustments can be denied because you are not “Christian” enough. My wife works in Medical Insurance, and luckily the Hospital I went to has fantastic billing personnel and called MediShare out on their lack of living up to their end of the bargain. Many months later the hospital and a generous donor NOT AT ALL AFFILIATED WITH THESE GRIFTERS help with my medical bills. Best part. He is a pastor in my local town. DATE everything and keep everything on file. They will let you know you have X amount of time to appeal, but do not reply until it is almost the 11th hour. DO NOT speak to them via phone as they will say it is “Recorded”. In my industry, if it is not WRITTEN down and meet ALCOA++ standards, it does not exist. Be wary of this please. I have been in the medical industry 20+ years. I know how to read progress notes and official diagnosis. Medishare will tell you what a Physician “meant” in their progress notes in efforts to deny your coverage. After being denied I went through the appeals process 3 times. 8 MONTHS later as I was told I needed a “letter of clarification on official letter head and a doctors signature”, my primary treating physician, not an ER doctor, not an RN, NP, MY PRIMARY PHYSICIAN kindly provided this verbatim what they said they needed from him to un-deny my coverage and telling them how wrong they are. Nope. Literally 10 days after providing this letter spelling out EXACTLY what they needed it to say, NOPE, you are still not “Christian” enough, that is not what your doctor "Meant to Say", and denied any sharing or coverage. I have been talking to the Big Man all my life. I have literally read the Bible cover to cover, Genesis 1:1 to The Revelation 22:21 multiple times. My wife's father and grandfather were both missionaries and Pastors. I have my a Great+ Grandfather's Celtic Cross from Ireland dated to the early 1700's that I wear daily. My own grandfather was a Knight of the Mason and Commander. It is ironic the people wagging their fingers at you for not being "Christian" enough are the ones denying any kind of help or assistance and acting like the least “Christian” conglomerate. It is almost like they just want to take your money while taking our Lords name in vain like a TV “pastor”. It is truly disgusting. Now correct me if I am wrong. But there was this dude, JC, who taught us about "Christianity" and helping others and those in need. Matthew, Mark, Isaiah, Jeremiah, and first Peter verses come to mind...But guess I am not "Christian" enough... Total con artists praying on your beliefs. Please beware.

You can’t force them to stop claiming they are "Christian." They have no legal obligation to cover a claim. Unfortunately, the Christian label could use more third-party accountability, like GARBC or Reformed Methodist, but there are no credentials.

I've been with Medishare since 2014. Finally, now that I have a young family, we have needed to use it. They have been very difficult to work with. We've barely been reimbursed for anything. Most providers aren't even willing to submit the bill for use so the stress and hassle of trying to be the middle man has really been a burden. If you or your provider don't give every single detail with perfect coding on the submission form, Medi share marks it as ineligible (after taking 8 months to process it). Even with birth and delivery and many doctor visits, we would have been far better off paying out of pocket, with a lot less stress of having to perform billing tasks. Ive been on the phone with them probably at least 7 hours over the last year just trying to sort things out and get reimbursed. This makes me angry that they promote themselves as a christian company but are not loyal to serve their customers. And to think, I've been paying every month them for over ten years.

We only had 1 claim in over 10 years and they gladly took our money every single month but when it came time to provide coverage on a 13,000 ER charge, all we got from them were lame excuses….. MEDISHARE IS A SCAM!! ☠️💀☠️💀