Icy V.
This is by far one of the worst…
This is by far one of the worst customer service experiences I have ever had. I rarely leave negative reviews, but after everything I have gone through with MDLIVE, I cannot let this go without sharing my experience. MDLIVE was having technical issues verifying my insurance eligibility. However, a representative verbally confirmed my eligibility through my insurance company and created a ticket to resolve the technical issue. I was specifically told that I could still proceed with the consultation because my coverage had already been confirmed. I was also told that if I was charged, I would receive a refund because I was covered. I trusted what their representatives told me and used the service. For weeks, I called MDLIVE repeatedly to follow up on the ticket. Every time, I was basically told there was nothing they could do and that I needed to continue waiting. Then, despite the open ticket and the fact that my eligibility had already been confirmed, MDLIVE suddenly charged my card for the FULL amount without even submitting the claim to my insurance first. I contacted both my insurance company and MDLIVE again, only to find out that there is STILL an ongoing technical issue between them. Now MDLIVE is refusing to refund my money while they continue having problems with THEIR OWN SYSTEM. How is that acceptable? I followed MDLIVE's instructions. I confirmed my coverage. Their representative confirmed my eligibility. They opened the ticket. They told me it was okay to proceed with the service. They told me I would be refunded if I was charged because I was covered. Yet somehow, I am the one stuck paying the price for a technical problem that I had absolutely no control over. What makes this even more frustrating is that I have a toddler and an infant. I chose a virtual consultation because it was supposed to be convenient. Instead, I have spent weeks calling back and forth between Cigna and MDLIVE, trying to fix a problem that should never have become my responsibility in the first place. This has been an unbelievable inconvenience and an absolute mess. A virtual healthcare service is supposed to make accessing care easier—not create weeks of phone calls, unexpected charges, and unnecessary stress because of its own technical problems. I am extremely disappointed with how MDLIVE handled this situation. After this experience, I have completely lost confidence in their service and will not use MDLIVE again.
Response from MDLIVESep 30, 2026
We are so sorry about the experience you had and appreciate you taking the time to let us know. All complaints are taken seriously and will be escalated for review. At your earliest convenience, please email us at [email protected] so that we can contact you and work towards a resolution.




