Level One LawReviews of levelonelaw.com

Very friendly customer service and user friendly portal.

Stress less, peace of mind and happy to be debt free thank you very much. No more high interest rates.

Professional attention to detail

I am currently relying on Level One Law to negotiate debt settlement plans with several creditors. They appear to be very reactive and responsive as my financial situation changes and debt settlement opportunities arise. Other reviewers have complained about various aspects of the process, but I believe they fail to understand the steps of that process. Level One Law can take no action to negotiate a debt until the creditors are Ready and Willing to negotiate. This takes about 6 months. At this point the creditors initiate legal actions that Level One can respond to. Negotiations can, and do, proceed quickly and efficiently at this point. Other reviewers complain that Level One Law extracts their fees up-front and causes your pay-off money to accumulate too slowly. This is just good business practice... pay for the service like you pay for virtually everything else; the benefits will come later. I am satisfied with the progress that Level One Law is making on my behalf. There has been no harrassment allowed by my creditors. Level One Law represents me in all respects. There is only one caution I would recommend: Level One calculates a monthly payment up-front based on the long-term resolution of the total debt (usually over a 4-year span). The problem is that each negotiated debt may require monthly payments over a shorter span, usually 2 years. This forces you to add funds to your monthly payment to Level One Law in order to meet these shorter pay-off agreements. If you can't afford these additional payments you need to tell them so they can renegotiate a gentler payment plan. Additional monthly payments might be temporarily painful, but your debt will be paid off much sooner.... and at a much reduced debt load. In conclusion, I am satisfied with Level One Law acting as my legal representative. I understand the steps of the settlement process and will continue to work with them to help me resolve these financial issues.