Erik I.
Great customer service
Chad is Amazing. Great guy and very knowledgeable. Would definitely work with again in the future.

Lending Valley is a US-based FinTech and business funding company headquartered in Brooklyn, New York. It specializes in providing small-to-mid-sized businesses with fast alternative financing, such as merchant cash advances (MCAs), short-term unsecured loans, lines of credit, and invoice factoring, often delivering funding decisions within 24 hours.
Lending Valley, Inc. (lendingvalley.com) has 26 customer reviews on Five Star Index, with an average rating of 5.0 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · New York, New York
Excellent

Investments & Wealth · Manhasset, New York
Excellent

Investments & Wealth · Greatneck, New York
Excellent
26 approved reviews, newest moderated first
Erik I.
Chad is Amazing. Great guy and very knowledgeable. Would definitely work with again in the future.
D. C.
I want to personally recognize Chad at Lending Valley for his outstanding customer service, professionalism, and genuine commitment to helping business owners succeed. As the President of 3D Tech, LLC, I recently found myself needing short-term funding to meet an important payroll deadline. I reached out to Chad, and from the very beginning, he stepped up and went above and beyond to help. Chad was responsive, transparent, knowledgeable, and willing to work with me to find a financing solution that fit my company's needs. He understood the urgency of my situation and worked diligently to move the process forward. As things turned out, my funding came through from another source at the very last minute, so I ultimately didn't need the loan. But here's what impressed me the most: Chad's commitment to helping me never wavered. To me, that's what separates someone simply trying to close a deal from someone who genuinely cares about building relationships and helping business owners succeed. In business, relationships matter. Trust matters. And knowing you have someone you can count on when things get challenging is priceless. Chad, thank you for looking out for me and 3D Tech, LLC. You've earned my respect, my trust, and certainly my recommendation. I highly recommend Chad at Lending Valley to any business owner exploring financing options. Five stars, brother! You've earned every one of them! Darrin A. Carrington President | 3D Tech, LLC
Leanna G.
Jonathan and Chad were very easy to work with. We were funded quickly.
Amaud C.
⭐⭐⭐⭐⭐ I have had the pleasure of working with Chad at Lending Valley on multiple occasions, and I can truly say that he has consistently provided me with excellent service. Whenever I have needed business funding, Chad has always been responsive, dependable, and willing to work with me to find an option that makes sense for my situation. One of the things I appreciate most about Chad is that he is straightforward and fair. He takes the time to explain the process, answers my questions, and makes sure I understand everything before moving forward. I never feel rushed or pressured into making a decision. He is also very reasonable and works hard to make the process as smooth and stress-free as possible. Timing is extremely important when you are running a business, and Chad understands that. When I need funding, he gets right to work and keeps me updated throughout the process. He has always been there when I needed him, and that level of consistency and reliability means a lot to me as a business owner. It is difficult to find someone in the lending industry whom you feel comfortable continuing to do business with, but Chad has earned my trust through his professionalism, honesty, communication, and the way he treats me as a client. I appreciate that he looks at my individual needs instead of making me feel like just another application. I would definitely recommend Chad at Lending Valley to other business owners looking for someone who is responsive, knowledgeable, reasonable, and fair. I truly appreciate everything he has done to help me and my business, and I look forward to continuing to work with him in the future. Thank you, Chad, for always being there when I need you and for continuing to provide such great service!
Mark
Great customer service from start to finish…Chad is very easy to work with and is readily available to answer any and all questions.
Tim
Chad at Lending Valley offers unique insights that I don't get from other financial professionals. His method of analysis gives me perspectives I hadn't considered, helping me make choices that otherwise would be more challenging. His responsiveness is unparalleled and I can always count on his prompt follow through. I highly recommend Chad at Lending Valley.
Response from Lending Valley, Inc.Sep 3, 2026
Hi Tim, thanks for choosing us for your short-term financing. We are proud to support the local business community.
Peter F.
Chad rocks! On our third loan with them. Easy to deal with . Zero BS. Just send him your last four bank statements, explain what you need the $ for, and he’ll come up with a plan. Last deal closed from request to funding in literally one hour.
Response from Lending Valley, Inc.Sep 3, 2026
Thanks for the kind words about our team, Peter. We’ll be sure to tell our advisor that their help with your MCA application was appreciated.
Cynthia G.
I have been with Chad since 2009, he's honest, truthful. That's why I trust him and his advice, Chad is true to Lending Valley, and Loyal to his Company and Clients. I hold Lending Valley to the highest standards. They Always Come Through, Thank you Chad and Lending Valley for being here when I need you.
Response from Lending Valley, Inc.Sep 3, 2026
It’s always great to work with you again, Cynthia! Thank you for your continued trust in our NYC financing services.