LendingCreativeReviews of lendingcreative.com

They were calling me every day, leaving me a message saying that they need my bank information and to verify it. So when I did, it showed my payments that I would have to pay, which is fine. But made me think that they approved it and then I got another message saying that my bank still need to be verified which I did that and then I got denied. They never gave me a reason why I got denied. My bank account is in the positive and I make plenty of money to pay my loan back. So I don’t understand why they didn’t give me a reason why I didn’t get approved, but they kept bugging me to verify my bank which I did twice. Just seems a little sketchy to me. I even called and the lady was very rude and still didn’t give me a reason why I was denied. So I just said whatever I’ll give somebody else my business.

Unfortunately I have to give it one star because you need to put something in order for a review. I went through the process, signed all of the documents received my payment schedule and all that was left was bank verification. I did it 4 separate times. Twice while a representative from the loan company was also on the call. Was told I was all set and everything is getting processed. Got another email approximately a hour later saying it didn't go through and to try with the other verification company that they use . Edge and chirp. Did it again. Got the star that said everything was successful. A couple hours later another email. Bank didn't give enough information. Called again this morning. Got a representative who stated that there's only 7 days worth of transactions and is this a new account. I explained that my previous account that I had for years was severely hacked with multiple fraudulent charges. The bank decided that the best and safest course of action was to close the account and reopen a new one. Same bank same everything accept account number. The representative then says im sorry we need at least 3 months of activity. I said i clearly don't have that can't you check the old account and see and they said no there's nothing that they could do. Now keep in mind that when I signed the loan agreement I noticed that they had the old account information . I immediately called and changed everything successfully. All of this for a 400 dollar loan . Do yourself a favor and stay unbelievably far from this company. There are plenty of tribal loan companies out there like uprova, little lake lending, etc . You'll be way way better off and you won't have your time wasted for 2 days. STAY FAR AWAY FROM THIS COMPANY ! MERRY CHRISTMAS EVERYONE

Got. Was asking for a $200 loan. Received a loan requesting my signature once reviewing for the $200 they wanted 24 payments a little bit over $30. Once I requested to have it broken down into three payments they denied the loan that they had approved lol this is nothing but a predatory loan company it's taking advantage of people in need

I was told I was pre approved for $500 and paperwork for me to sign with payment dates. Sent my bank information. Later on I got an email that I was denied, didn’t give me a reason or anything. This company sucks, will never look for a loan from them, plus the rates are to high.

Lending Creative is a JOKE... They tell I'm eligible for a loan up to 600, then they need my account information so I sent it,and they deny me.. WHAT A JOKE..

Be careful of this company. They will send you an email saying to fill out your loan documents. You've been approve and ask for your bank verification as soon as you send them your bank verification. They deny you. It's a scam so be aware of this company. now the company wants to know why I made this review. Well if they want to know they can contact me and I will show them the email that was sent to me and why? I feel like I I have been scammed. My review because of your reply is not changing if I can only post the email I received from lending creative! Then that will prove that you are dishonest! Of your reply.

There's no options for 0 I got approved. And had to verify bank. After that I signed loan documents. Then called and verified over phone and asked me if pnc was my only bank. Said yes. Then said in that case we can't deposit because we are having issues with pnc. I asked I haven't use in a long time but have vargo. She said that we accept that institution. And I will send you a new link to verify the new bank without the link but it didn't go there so I called them back. And then tells me I'm not approved. How did I go from signing all the documents the agreements the loan stop signing everything that I was approved for 500 I think called them send me to a new bank and said they accept that one thing called back and say there's no link to the bank area to verify just the members area told me I'm not approved anymore how's that I wasn't then I wasn't don't make sense stupid.

This is a joke I have tried repeatedly to verify my bank account and it will not do it even when they send the link and repeated emails.. I think it is the chirp verification, maybe the company needs a different verification company.