Lantern FinanceReviews of lantern.finance

4.9213 reviews
Banking & Money
1810 E Sahara Ave STE 75004, Las Vegas, Nevada

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Lantern Finance

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About Lantern Finance

Lantern Finance is a US-based lending platform that provides secure, reliable access to crypto-backed loans with dedicated customer support. Use your assets—like BTC, ETH, XRP, and more—as collateral to unlock liquidity without having to sell your crypto.

Lantern Finance (lantern.finance) has 213 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.

Also known as: lantern.finance
Website: lantern.finance
Category: Banking & Money
Location: Las Vegas, Nevada
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 88% of reviews.
Latest: Most recent review: October 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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Lantern Finance reviews

213 approved reviews, newest moderated first

Lantern C.
Dec 21, 2025
Great service
A little bit of a learning curve but lantern made it easy for me.
Response from Lantern FinanceDec 24, 2025
Thank you for the review! We're always here to help!
J. B.
Dec 16, 2025
Best word to describe Lantern
Best single word to describe Lantern Finance: FAST Loan approval: FAST Money in account: FAST Customer service replies: FAST
Response from Lantern FinanceDec 24, 2025
Thank you for the review! We know our clients are busy so we aim to make our products work fast too!
Austin
Dec 14, 2025
Superb experience
Everything was extremely user friendly. I was able to get approved for my loan and funds in my account all within an hour or two. The prices are very fair and I’m extremely satisfied with my experience. I will be using Lantern Financial again in the future
Response from Lantern FinanceDec 15, 2025
Appreciate it Austin! Grateful to have you as a valued client and looking forward to serving you again in the future!
JLK
Dec 13, 2025
My experience with Lantern Finance has been great so far!
My experience with Lantern Finance has been great so far! It has been a nice smooth process so far! I'm hoping things will continue to go this well throughout the entire length of my loan. As far as my experience so far, I would definitely rate it 5 stars.
Response from Lantern FinanceDec 14, 2025
Thank you for the great review and for being a valued client of ours! As always, don't hesitate to reach out for any questions and/or feedback!
Ben
Dec 13, 2025
Your best in service
Now this is the way defi was meant to be personalized trustworthy and expeditiously submitted all within 12 hours. Bravo to lantern finance thank you.
Response from Lantern FinanceDec 14, 2025
Thanks for the awesome review Ben!
Jonathan J.
Dec 13, 2025
Seamless and Simple
Seamless and simple! Finally, a platform that supports XRP-backed loans and that is based and regulated in the U.S. Really great and super easy to use. Also, payment is quick and can be received in US$. Thank you.
Response from Lantern FinanceDec 14, 2025
Thanks Jonathan, happy to hear you had a great experience with us!
JustAnswer C.
Dec 6, 2025
Easy process but shady payment options
Easy process but shady payment options. You can set up auto pay for interest only. Besides that it's you to pay the principle back on time so you don't lose your collateral
Response from Lantern FinanceDec 6, 2025
Hey there, appreciate the feedback! However, to be clear, we don't have auto-pay for principal because our loans are interest-only. Basically, you don't need to pay the principal until the maturity date which is 12 months after your loan. For your interest which is due each month, you can set up autopay since the amount is pre-determined. For principal, there is no pre-determined amount until loan maturity, so there is no amount that you can auto-pay, since you can choose to pay back different amounts (or none) each month. Also, you automatically get reminders that maturity is coming up, several times weeks before it is due. Even then, you are able to refinance to keep the loan for another 12 months, or just pay it off to release your collateral. Hope that makes sense.
Ross
Dec 5, 2025
My Crypto loan experience 👌
My experience with Lantern Finance has been very positive. The interface is clean, intuitive, and easy to navigate. The onboarding flow is smooth, with registration and verification processed far faster than expected. Funding, loan deposits, and repayment confirmations were handled quickly, outperforming the speed of most traditional banks.
Response from Lantern FinanceDec 6, 2025
Thanks Ross, really great to hear that you had a smooth experience with our platform!

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