Ladder Loans are invitation-only installment loans for responsible people like you who are looking to pay off higher interest loans. These fast and hassle free loans are designed to save you interest and help you pay off your existing loans faster.
Ladder Loans (ladderloans.com) has 315 customer reviews on Five Star Index, with an average rating of 4.4 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent
Investments & Wealth · Irvine, California
Excellent
Investments & Wealth · Calabasas, California
Excellent
Investments & Wealth · Orange, California
Excellent
Showing 42 reviews with 1 star · Clear filters
Jo G.
The representative that I just spoke to was very unprofessional and laughed at how much debt I had to pay off. Would not recommend them!
Response from Ladder LoansOct 1, 2025
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
Sherry D.
If I could give a lower score I would. They sent out a mailer for pre-selected loan. I called the number they hung up. They called me 2days later and no one was on the line. They called again several days later and wanted to do "2" soft pulls on my credit and asked if I approved. I said, ah don't you want to tell me more about the loan? How much is is the loan and terms? He stated he didn't know and wouldn't until he did the TWO soft pulls and asked again if I approved, my answer was no, HE HUNG UP ON ME. JERK.
Response from Ladder LoansJul 15, 2025
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
Wesley B.
Received pre-approved letter. Called and was told I owe too much and need to use their partner company Beyond who will pay off my debts by negotiating with all the companies I owe. The downside is my credit cards are cancelled and credit destroyed in the process. False advertising from their initial offer letter. Avoid!
Response from Ladder LoansFeb 20, 2025
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
JESSE I.
This company is a scam,they mail you that youve been pre approved for a consolidation loan they waste a hour of your time telling you they can't. Get you a loan but try and lure you into a debt relief program that charges huge fees
Response from Ladder LoansFeb 3, 2025
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
Anderson T.
They’re not a lender, they’re brokers who share your info with actual lenders. Don’t fall for it.
Response from Ladder LoansJan 30, 2025
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
JL
This is NOT a loan company. Dont believe the fake BS reviews. This is a Debt Relief Program
Response from Ladder LoansJan 30, 2025
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
David
January 27, 2024, I kindly asked to be removed from their mailing list. Today, not even 11 months later, they are sending me more item in the mail. If I did not ask for your assistance and/or asked that you stop stending information why do you continue to do so? These companies like to reply that there is a third party company responsible for distribution, but it seems that companies like the Ladder are incompetent when it comes to managing their distribution. I asked kindly, please stop sending me information and no I do not want to discuss your products and services.
Response from Ladder LoansJan 30, 2025
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.
Kyle M.
They use shady and unethical practices to gain customers
Response from Ladder LoansOct 23, 2024
We are sorry you had a bad experience. Can you contact me to further discuss what happened so we can address the issue you experienced? Please email me at [email protected] so I can reach out to resolve this issue with you.