Derex P.
Great interaction!
Great interaction! Super-simple doc submittal procedures and lightning fast processing. I am impressed, and now a customer for life!

With more than $18B in funded loans and 50,000+ projects nationwide, Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. Formerly known as LendingHome, Kiavi is committed to helping its customers revitalize the approximately $25 trillion worth of aged U.S. housing stock to provide move-in ready homes and rental housing for millions of Americans across the country. Traditional lenders rely on human decision-makers and paper-based processes. At Kiavi, our modern tech platform removes many traditional barriers, automates time-consuming manual steps and provides quick decisioning and true transparency throughout the entire process. With a wide range of bridge and rental funding options to choose from, Kiavi’s team of experts can create a personalized solution for our customer's investment strategy. Homeownership has always been an important part of American life. But now, just as Millennials are hitting the peak age for buying their first homes, fewer new homes are being built. In fact, today there are 33%1 fewer new homes constructed than just 15 years ago. Over 65 percent of the U.S. housing stock is more than 30 years old and in need of upgrading and renovating. And as the demand for move-in-ready homes continues to grow, residential real estate investors are needed more than ever. Kiavi is committed and proud to support today’s real estate investors in their efforts to revitalize these aged homes and provide move-in-ready homes and rental housing. NMLS ID #1125207.
Kiavi (kiavi.com) has 769 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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769 approved reviews, newest moderated first
Derex P.
Great interaction! Super-simple doc submittal procedures and lightning fast processing. I am impressed, and now a customer for life!
Rafael B.
The communication and the trust I received throughout the process made me feel at home.
Ray V.
Didn't take long from contract to actual close. I was given a target date to close and it did ,less than 3 weeks .
customer
Experience was great and seamless process and closed on time Thanks
Collin M.
Kiavi has been a great partner! Good rates, great service and always closes on time.
Shaun S.
The documentation is long and cumbersome. It's convoluted with multiple items included in the mortgage making it have to be recorded multiple times. As of the upfront fees aren't bad enough, I'm spending a mountain of money to record 50 page mortgages 3x each. Now with this latest close, something on the sellers side of hud changed (no effect on buyers side) and the loan was recalled and I get to pay for another closing. Someone needs to get their attorneys under control before it costs them business.
customer
The closing process with Kiavi was frustratingly slow. What should have been a 45-day closing ended up taking longer, requiring an extension. While the delays were blamed on their 3rd party partner (Stewart Title), I believe better communication throughout the closing process could have prevented this situation. I found myself having to follow up daily with both Kiavi and the title company to ensure progress was being made and to avoid further delays. This added unnecessary stress to an already time-sensitive process. Additionally, the documentation requirements seemed excessive for a hard money lender. Although I was able to provide all the required documents without issue, this extra layer of review and complexity likely contributed to the delays. Kiavi needs to streamline their closing process—time is critical in real estate deals, and these inefficiencies could easily jeopardize opportunities. I hope they address these shortcomings for future customers.
Russell C.
Everything was smooth sailing until we got to the end. We were sent a rate to confirm that was different than the rate we locked. Our loan office was “out of office” and it took us 2+ weeks to fix the issue. Seemed like a bait and switch with little or no communication.