Anonymous
Uneducated Predators
I received a blind call from 1(855)633-3944 in which there was an incomplete voicemail left. So I called the number back and for the first 5 calls, I was hung up on when I asked who I was speaking to. I called back for the 6th time and somebody by the name of Drew answered and asked me immediately why I kept calling his number in which I responded 'because I am trying to find out who was trying to reach me and what about' he then sits in silence and then transfer me to a rude lady named Tracy who says she is the floor manager with A&R Solutions and they are trying to collect on a debt. She says not to say anything, as she knows I have questions, until she finishes her rundown. She said I took out a loan with Personal Installment Loans, LLC in January of 2020 for $500 and the current amount outstanding is $4,397.41 and the settlement amount is $831.09. They have held it from my credit report, but will now report it to the credit agencies. I told her that I never took out a loan then and have never in my life taken a loan for just $500. I said it sounds like something fraudulent is going on and someone is using my information. She says that I have verified the loan by confirming me personal details that they had. I said someone is using my personal details fraudulently. Then she says they are going to report it to the credit bureaus and then I can dispute it from there. I told her to go ahead and thanks for doing fraudulent business with people's personal info. I guess they want to get some uneducated, helpless person to believe this foolery. The numbers don't even make sense as it is. Of course also, a business entity being named as Personal Installment Loans, LLC is silly as well considering they are just throwing LLC at the end of what is considered a 'type' of loan in general. Just because you throw a business entity label like 'LLC' at the end of something doesn't make it a legitimate business. Guess they won't be calling me anymore.

