impruvu.ioReviews of impruvu.io

Alonzo Riccardi was my advisor that always promptly replied and stayed in contact through the whole process. He was able to able me navigate some credit challenges to get me access to approximately $33,900 in funding for my business startup. I look forward to working with him during this process of building a strong credit presence to use in gaining more business funding.

Alonzo understands investor's financial positions and will not push to sell you the services him and his company provide as consultants. Alonzo listened to my situation/plan and then provided strategies that could help me in my real estate investment journey. Thanks Alonzo

Alonzo REALLY took his time to get to know my financial situation, look at my 3 bureau statements and write the best financial plan tailored to my goals. He also really enlightened me on how business credit leverage works, how it's different from personal (doesn't impact score) and show me how to improve my credit on Experian. A servant man with no pushiness on taking his service gets my respect and review

I had a great experience with Funding Vault- John D. and his business associates name Alonzo R. when I needed to secure a significant amount of working capital for my real estate investing journey. I started the process with a personal FICO score of 700+, but no established business credit history. total amount i did gotten is just over $90K+. shout out to John and Alonzo. thanks!

Final update This company failed to deliver what was stated regarding inquiry removals, and the way the CEO handled the situation was unprofessional, inconsistent, and frankly concerning. Here is my experience: 1. Serious mistake by their representative The representative assigned to my file Aaron Pinto: • appeared distracted on multiple calls (baby on camera, stepping away, taking personal calls), • gave conflicting information from one meeting to the next, • guided me to apply for a loan before confirming whether I actually qualified, • which resulted in a hard inquiry and a denial that should never have happened. He acknowledged the error and assured me that my inquiry would be removed once I crossed the $50K funding threshold which I did. The inquiry removal never began/ completed. 2. No follow-up from management I informed Aaron I no longer wanted to work with him, and he said he would notify management. He also provided the wrong email address for management, and no one ever followed up. After some time of silence, I posted an honest review. 3. CEO reached out then shifted tone, story, and terms repeatedly The CEO only contacted me after the review and immediately implied the situation was somehow my fault without first fact-checking anything. He initiated an offer of a partial refund and an inquiry sweep. I agreed and was appreciative. I thought we had turned the page… But when I asked for clarification (because it changed), his tone shifted quickly. His messages became: • condescending, • passive-aggressive, • inconsistent, • and at times intimidating. He brought up an unrelated upcoming invoice; as if to imply a threat, even though I’ve always paid all invoices on time ($5,400 lump sum was paid with no issues). I paid the last $1100 invoice immediately, even though it wasn’t due for two more days, because the tone of the message felt intentionally sharp. There was no need to even mention an invoice in our conversations. More bullying tactics. He then mentioned a cease-and-desist agreement, even though I had already agreed to remove my review in good faith. His offer became contingent upon my compliance, and the terms were changing. He also referenced “legal review,” brought up credit reporting out of nowhere, rewrote the timeline, and then disappeared for four days after saying he would “talk soon.” 4. I stopped communicating because the environment increasingly became unprofessional I disengaged after days of silence and repeated condescending responses not because I rejected a resolution. Now, he is framing it as though I “walked away,” which is false. Continuously going back n forth in email with a customer is ridiculous, especially over an offer HE offered. 5. Petty, unprofessional remarks In one email, the CEO attempted to belittle me by saying that me using an em dash meant I “copied and pasted from ChatGPT.” This comment was: • petty, • irrelevant, • unprofessional, and perfectly reflected the dismissive tone he consistently used instead of taking accountability. 6. Concern about handling of personal data Given the lack of professionalism throughout this process, I now have serious concerns about my information — including my SSN and credit data — is being managed. Bottom Line No customer should be treated this way, especially after an internal mistake and a customer that tried to resolve at the lowest level possible. even at one point I was trying to close the chapter but was re-engaged with an offer by the CEO that apppeared to have no intentions on following through on. I’m sharing my experience so others can proceed with caution. If your situation isn’t a “perfect success story,” you may be met with the same dismissive and condescending treatment I received.

I worked with Alonzo, and he took the time to explain the entire process in detail, which I truly appreciated. Although we weren’t able to secure the desired funding due to my thin credit history, they honored a full 100% refund. I’d definitely work with them in the future.

Working with Alonzo was such a positive experience. He helped me secure $91,500 in business funding, and the process felt smooth and stress-free the entire way. He was patient, quick to respond, and always made sure I understood each step before moving forward. What really impressed me was how supportive he remained even after everything was finalized, shows just how much he cares about his clients’ success. Highly recommend Impruvu and Alonzo if you’re looking for reliable, hands-on help with funding.

Working with Cade through the process he was very attentive and in constant communication in helping me get business funding and in particular at 0% interest rates. I would refer anybody looking for business funding to work with Impruvu.