Deborah
lower your APR and higher credit limit.
lower your APR and higher credit limit.

For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

Investments & Wealth · Seal Beach, California
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Investments & Wealth · New York, New York
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Investments & Wealth · Conyers, Georgia
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Showing 22 reviews with 3 stars · Clear filters
Deborah
lower your APR and higher credit limit.
Dannetta
The only problem that I have is with my deposit. Having to wait 7 days before my payment becomes available to me.
Response from ImagineSep 24, 2026
Thank you for taking the time to share your experience. We are always looking for ways to improve. We will pass this along to the team for feedback.
Michael B.
I was looking at a scooter but decided not to buy it
William
I haven’t received my card yet but am hoping to receive it soon so I can enjoy
Thomas
Interest rates and yearly dues are extremely high.
Frank W.
Can’t get into my account forgot everything