ImagineReviews of imaginecredit.com

Horrible Company

Never received my card and claiming they arlready charged monthly fee. I have correct adress and all i thing they just sigini up people to get their anual fee on the bookkeep. And they hang up the phone on you for no reaso . I feel like this is froud. I ever had such horible experience.

Terrible company. They violated my rights even when you are not 30 days delinquent. If you pay a few days after the due date they closed my account. They did me a favor but I am still going to file my complaints . I paid on time each month and one month I do not pay by the due date and I am 5 days past my due date they treat me like I am 30 days . They don’t deserve my business but I know the law and they violated my rights by collecting for a payment that was not due I owed my June payment which was only 5 days past the due date and they tried to get me to pay my June and July payment told me it was required since I went past my June due date ..I am sounding the alarm on this company immediately they need a class action law suit to start against them

This company did a credit check a asking for a checking account and gave me a hard pull for not doing it.

This credit card company is the worse i ever had, they're a bunch of thieves. They offered me a card with a $1,000 limit, but when the card arrived it turned out to have only a $300 credit limit. I called them and asked what had happened, and they told me that was the limit and that there was nothing they could do. So I canceled the card, and when I did, the representative told me they would refund the annual fee. To this day, they haven’t refunded anything. I called them again to ask about it, and they told me no, that it’s non-refundable. Now I’m going to report them to the CFPB and the FTC. and make a complain, Don’t even think about applying with them they’re useless, they’re a bunch of thieves. STAY AWAY.

I used my card for a major expense and then paid it off fully within 2 weeks. A few days after the payment went through my bank it went through a second time, leaving my bank account in chaos. When I asked for this double payment to be refunded to me they claimed it will have to be mailed as a paper check only after I request it in writing. Aren't we living in the 21st century? I am still waiting for my money. It shows as an extra amount on my credit card but no way am I going to spend it. Really crazy customer service.

This credit card charges a monthly and annual fee. The offer nothing for that fee, except the privilege of borrowing money from them. That fee applies whether you have a balance with them or not. There customer service is also pretty bad. stay away from this predatory company.

TERRIBLE! Got Approved for a card, activated it and could not login to the website. Apparently, even though I used my current email address, they had a very old one on file. I tried to change it with the customer service rep, but couldn't because she said I had to do it online.. Fast forward, apparently I went over my limit (with all their charges and fees).. and then, I missed a payment (because I got no statement and still had 0 access to my account online, since I had to get into my old old email to reset the password!) NOW, In spite of paying the "overlimit" amount immediately, the closed the account and it can never be reopened!?! RUDE customer service, and seriously, what CC company doesn't let you change your email and why would they automatically set up an OLD OLD email account from my credit file - and not let me set it up when I got my card.. shouldn't I be able to set up my online account with my preferred info?! SCAM SCAM SCAM! I have reported them! Such a fraudulent company and OMG... I can't get this balance paid down!