HomeLife Mortgage Reviews | Read Customer Reviews of homelifemtg.com

HomeLife MortgageReviews of homelifemtg.com

5.0153 reviews
Investments & Wealth
100 Spectrum Center Drive #900, Irvine, California

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HomeLife Mortgage

About HomeLife Mortgage

If you are self-employed or investing in rental properties, HomeLife Mortgage was built for your situation. Traditional mortgage programs require tax returns and W-2s — and they were never designed for the way you earn. HomeLife specializes in Non-QM lending: mortgage programs that qualify borrowers based on real income, real cash flow, and real property performance. Non-QM specialists since 1990. Over $4 billion funded.Darrin Seppinni, President of HomeLife Mortgage, has been in the mortgage industry since 1982 — over four decades. He is an author, has been quoted as a Non-QM mortgage expert by CBS News, and contributes to Housing Wire.Programs for Self-Employed Borrowers — California, Florida, and Texas:Bank Statement Loans — qualify using 12 to 24 months of personal or business bank deposits instead of tax returns. No W-2s. No pay stubs.Jumbo Bank Statement Loans — larger loan amounts for self-employed borrowers with strong deposits and complex income.Bank Statement Second Mortgage — access a fixed lump sum of equity without refinancing your existing first mortgage.Bank Statement HELOC — access equity through a flexible revolving line of credit while keeping your current first mortgage in place.Programs for Real Estate Investors — Nationwide:DSCR Loans — rental property financing based on the property's cash flow instead of personal income or tax returns.No-Ratio DSCR Loans — also called No DSCR Loans — investor financing when the property has no rent, no lease, or does not meet standard DSCR requirements today.Soft credit pull upfront. Pre-approvals in as little as 48 hours. No obligation.homelifemtg.com | 888-677-2526

HomeLife Mortgage (homelifemtg.com) has 153 customer reviews on Five Star Index, with an average rating of 5.0 out of 5.

Also known as: homelifemtg.com
Website: homelifemtg.com
Category: Investments & Wealth
Location: Irvine, California
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 1% of reviews.
Latest: Most recent review: July 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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HomeLife Mortgage reviews

153 approved reviews, newest moderated first

BriAnne A.
Jul 23, 2024
Wonderful team with quick response…
Wonderful team with quick response time! Very informational and helpful through entire process.
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N P.
Jul 15, 2024
Exceptional People & Service
I’ve had the pleasure to work with Jayne & Darrin in the past. Everyone I’ve reached out too, they have came to the rescue for my home mortgage needs on rentals and my primary. Their team is top notch. They keep communication in motion and get things done quickly. Whatever your situation/needs are you will get it executed with them. Highly recommend. They care about their clients and getting the best solutions for them!!
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Phillip
Apr 20, 2024
Easy to work with
Easy to work with. Very responsive.
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Courtney
Feb 8, 2024
Amazing experience
Darren and Jayne made this experience of getting a No income doc loan for my rental property as smooth as possible and we can’t thank them enough for their help during this process. The funding was fast! They are very prompt, professional and will go above and beyond for you. Their customer service and overall support was exceptional, and we would definitely use them again for our future financing needs, if needed.. thanks always
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Jared J.
Oct 6, 2023
Darrin and Jayne are AMAZING
Darrin and Jayne are AMAZING. They made a very stressful thing seem very easy. They helped me dodge so many hurdles I didn’t think I’d get past. I would recommend them to anyone.
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Jerry T.
Oct 1, 2023
This was my first refinance into my…
This was my first refinance into my business, the team was great and answered all my questions even when I continued to ask the same ones over and over. I will be back for a nother, and look forward to working with them again.
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Joe S.
Sep 27, 2023
Experienced and Knowledgeable
Great experience, knowledge and understanding of the industry to help explore and find good options that worked. Very smooth navigating through the process and helped close without a hitch.
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Andreas P.
Sep 21, 2023
The ultimate dream team!!!!
I simply cannot thank you all enough for what you have done for me…. Darrin, thank you for taking a chance on me and making this happen. I know it wasn’t easy at all. You have the highest form of professionalism in this industry. Jayne, Melissa Before I had contacted home life, I was upset and very nervous everyday I would lose out on this opportunity. The work you all put in to this has left me speechless and I’m eternally grateful for your hard work and dedication to making dreams come true. There are simply no words to describe this emotion for me. Thank you all so much!
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