GroundfloorReviews of groundfloor.com

Great experience

This is one of the best real estate investing platforms I've used. Consistent 9% returns over 5 years using it!

I love investing here with groundfloor and also on the stairs app. I have had several investments own equity in the company and the occasional Note. Looking forward to groundfloor future plans and growth.

I'm really happy with ground floor as both an investor in their loan products and as a shareholder. Stairs is a great innovation for short-term cash.

So far so good with experience. I receive notifications of what goes on with my account and investments.

I have had several loans repaid the only complaint I have is there needs to be more options to invest in and it would be nice to be able to choose to have the interest paid into a different account

I like the investments this gives me access to. The website is still a bit clunky, but it's getting better

Love Groundfloor. I’ve used it for a number of years now to diversify my investment activity and I regularly see returns of 12% to 15% annually, even as the stock market has shown poor returns and losses. This platform allows you to invest in short-term mortgage loans, primarily in the residential redevelopment space. Most are financed for 12 months or less. This is not an insured investment through FDIC like a bank account or a CD. This has risk and if a loan you fund does default, you could lose your investment. I started off testing the platform with investments as low as $10 each and as I’ve grown comfortable with the platform, I’ve gone as high as $2500 on a single investment. To date, I’ve invested in 408 loans. Only a handful have gone into default, but in all cases to date, I’ve been able to fully recover my principal investment. I’ve also set it up so that as loans and earnings are repaid, the platform will automatically reinvest the funds into new loans I’ve approved by graded classification. That keeps my money compounding. All in all, I’ve been pleased with this investment option that allows me to invest in real estate without having to hold property and that gives me a good, consistent rate of return.