Grant Payday LoansReviews of grantloans.net

I should have read the reviews before applying. I paid one time loan, charge and fee back 5 days after I received it. I canceled the membership and closed the account. They are saying yes I canceled it but the account is still active. Requesting me to go back into the app and close it. I can't close something I've already closed. That's in order for them to keep charging me. I have been going back and forth in a email for an hour and no one can close it. If they go back into my bank account I am going to report them as fraud because I've paid you off, and closed the account with an email to prove it.

This app deserves to be shut down. It's worthless. No matter if you pay on time it LOWERS every time don't use this app it's a fuckn joke. And I had to give one star to leave a review but it doesn't deserve even that

I found the app very easy to use, and the loan process was quick. It also did a good job recognizing my paydays. However, there were ongoing issues with the repayment dates. The app would schedule my repayment for 12:00 a.m. on payday, even though most people don’t receive their paychecks at midnight. In my case, I don’t get paid until the evening. I contacted customer service several times to request that my repayment date be moved to the day after payday. They made the change once, but when the issue happened again, they told me they couldn’t make the adjustment a second time. I continued reaching out for help, but the issue was never resolved. On one occasion, I paid my loan back five days early, on the 21st. A couple of days later, I borrowed again, and the app set my repayment date back to the 21st. Despite multiple messages explaining my situation and asking for the repayment date to be adjusted, nothing was done. Another concern is that if you don’t borrow again right away, your available loan amount decreases. On top of that, there are fees associated with each loan, even though you’re already paying a $9.99 monthly subscription fee. I understand that the company needs to make money, but the combination of the monthly subscription and additional loan fees seems excessive. Ultimately, I canceled my subscription because of the ongoing repayment date issues and the cost. The app itself is convenient and easy to use, but the lack of flexibility and the inability to resolve a simple scheduling issue made it difficult for me to continue using the service.

DO NOT EVEN THINK ABOUT USING THIS APP. CROOKS WHO STEAL YOUR MONEY. YOU ARE BEING FOR-WARNED.

Grant continues to monitor my bank account even after I closed the account, requested they stop monitoring my bank account, and received a response that they no longer have access to my account. Below is part of an email I received on 9/28/26: "Your account ending in **** previously connected to your Grant account has been removed and Grant no longer has access to or monitors this account. Should you wish to resume services with us at a later date, a new connection will need to be established." On 9/29/26, I received this: You have a bill due soon ======================== Get Cash Advance You have a bill due soon ======================== Get Cash Advance Bill Details G**** $122.50 Pay Before Thursday, October 1, 2026

Today, 09/29/2026 I paid back in full what I owed to Grant Cash Advance to the tune of $210. A few hours later Grant Cash Advance deposited another $250 without my authorization or acceptance. Their excuse was that I had overdraft protection which over many months of Using Grant the never gave me… I even took a snapshot in app which clearly states that overdraft protection was unavailable. Plus I had overdraft protection set at $20 and they claimed in email it ranges from 20-200$ so why did they deposit $250?!!! I’ll tell you why. They check your banking data constantly and when they seen me paying everything back to apps I owed and canceling subscriptions I felt I didn’t need they got scared and locked me back in to steal money from me with fees. Again I did not request this deposit and as of now it’s still processing. I keep getting A.I. responses from customer service saying the same thing over and over. I also cancelled my Kikoff account because Kikoff and Grant are partners so I will not fund criminal organizations anymore. My credit will take a hit but I’ll dispute it. Grant Cash Advance are padding criminal organization. They won’t let me just pay the money back with no fee. They say it’s my fault. I’m going to sue and file criminal wire fraud charges. They think I’m joking. Do not mess with Grantcashadvance

Unbelievable customer service failure: They would rather lose $250 than grant a 15-day extension to a perfect customer. As a disabled American and a business professional with 18 years of prior COO experience, I am absolutely stunned by the catastrophic operational strategy and terrible customer service of this company. For approximately six consecutive months, I used this service flawlessly to help fund a new IT side business in New York To supplement my Social Security disability payments since I receive such little money for living expenses. I paid my $10 monthly subscription on time, never missed a payment, and maintained an impeccable payment and account history with them. I have a perfect payment track record across all of my finances And let the record show on my official credit reports I have never missed a single payment on any credit cards in 22 years. When I experienced high business expenses and needed a simple 5-to-15-day extension they rigidly claimed I was ineligible because an extension had been "initiated" prior month. The caveat is i actually paid on time the prior month. When I asked what my options were to pay my debt, it became completely absurd. Instead of working with a loyal, reliable customer who begged to pay them back, they told me my only option was to revoke my ACH authorization, cancel my account forever, and keep the $250 cash advance for free. They flatly stated they do not want the repayment, have no mechanism to accept it after cancellation, and would not send it to collections or report it to credit bureaus. What kind of legitimate company operates like this? They would literally rather forfeit their own profit and lose a perfect client than show 15 days of human flexibility to a disabled individual running a small business. Their profit strategy is completely broken, and their lack of empathy is appalling. Avoid this company at all costs—they do not care about building relationships or supporting honest business professionals.

Stole my money. Won't give loans without adding points the app claims it can't find my pay checks from SSA when I have had loans through grant in the past. This app is fraudulent. The company is a rip off and the app is junk and the 10 fee for grant plus IS GARBAGE. AVOID THIS COMPANY. FULL OF TRAPS TO TAKE YOUR MONEY