Giggle FinanceReviews of gigglefinance.com

Review for Giggle Finance: 1/10 I had a very disappointing experience with Giggle Finance. The communication was absolutely terrible. My loan amount was changed without any explanation, and no one reached out to clarify or update me. Additionally, I applied for what was supposed to be a business loan, but instead, hard inquiries were made on my personal credit. To make matters worse, they don’t even report to business credit, which makes their services feel extremely misleading. At this point, I would rate them 1 out of 10. Since they’ve already impacted my credit, I’ll reluctantly try their service, hoping that the business relationship improves in the future. If things get better, I’ll consider updating my review. For now, I would not recommend them to others.

You ghosted us for 2 days and didnt give the amount we were initially approved for

Terrible company to borrow money from I had been using them for a while to help me through a rough patch. My bank account was hacked and I missed a payment, this company was not willing to renogotiate my terms and kept charging the owed amouth 2 x a day to my bank, running up a $26 overdraft fee every time. It is terrible customer service DO NOT USE!

Wow I was charge $44 on top of interest rates not cool at all.

There algorithm for up loading bank info did not work and I sent them 2 dozen texts with no solution offered. They will not answer their phone or connect by email. It is sad. All they did was giggle at me,

This is a scam DONT DO IT. They take all your personal and company information, bank accounts, they ran my personal credit which they said this was a EIN number loan only. They approved me, I signed all the documents, I never got the money deposited in my account and and suddenly the loan appears as “null” in their website.

I was denied because my traditional bank account didn't show extensive enough "1099 ACH" activity. But that's because I predominantly use Uber's Pro Card to get paid. You'd think a company that touts itself as catering to the GIG economy would be intuitive enough to realize this. But no! They're supremely lazy, just plugging people into their AI bot and then blindly loaning money out to those who ONLY bank in traditional, non-complex ways. Come on guys! Get with the times! In the end, I'm GLAD I didn't get approved.

This company charges up to 50% interest. They say they report to credit bureaus...They do not! Maybe if you do not pay they will report, but they do not report for items paid on time. They recently started double charging weekly with no notice. Said it was a IT glitch...OK. If you want to get ripped off this is your ticket. If not there are a lot of legit options to choose from.