Giggle FinanceReviews of gigglefinance.com

Do NOT use this company. This is the worst of the worst company. My lawyer is currently negotiating with them, we offered them more than we owe them, and they refused. You need to know if you have issues with payment, they don’t work with you. And instead choose to lien your card processor. ALSO, this company tried to write a check fraudulently to themselves. My bank blocked them. MCA companies like this are clogging up the court systems because good people are trying to get them banned. Why? Because they are not “loans” so they don’t have to abide by lending laws. Do not use this company. I don’t care how easy it seems to get the money you think you need. The fees they charge you are outrageous. I’ve paid them three payments and had a business cash flow issue. They refused to work with me, and now they are being offered more than I originally borrowed plus more (including their ridiculous fees). A company that treats people like that are the scum of the earth. These are the worst people. It’s an immoral company. Words can’t describe how horrible this company is. Your best bet is to stay far away!

Do not work with this company. You cannot get in touch with anyone regarding your loan. The only replies I received were negative interactions, including harassment and threats, after I gave this company explicit information about my representative to contact in order to receive their payments. This company was completely unprofessional and I will not be working with them again.

Got approved. Told me it would take five minutes. Nothing. They blow smoke up a$$es. I don't like my time wasted with nonsense. Keep your money.

My experience with Giggle Finance has been extremely frustrating and stressful. While the company markets itself as a fast and flexible funding option for small businesses, the reality was very different. After making payments and being told my balance was satisfied, I later received conflicting communications stating that additional amounts were owed without clear documentation or itemized explanations. Despite repeated requests for transparency and written clarification, responses were inconsistent and slow. What made the situation worse was the filing of a UCC lien, which severely impacted my business operations and access to merchant processing. Even after payments were made and funds were sent directly from my processor, the lien was not promptly resolved, causing ongoing financial harm. I have had to file formal complaints with regulatory agencies simply to get basic responses and accountability. For business owners, especially those relying on uninterrupted cash flow, this lack of clarity, communication, and urgency is incredibly damaging. I strongly recommend that any business considering Giggle Finance fully understand the terms, request everything in writing, and proceed with extreme caution.

This company is extremely unethical. I received a $7,000 loan on 8/5/2025 on 12/3/2025 it was paid off they sent a text as they normally do congratulations once your payment clears you will be all paid off. I then responded can they terminate the ucc lie they filed. They told me to contact their legal department. They had the audacity to say that the rep sent it by mistake and they will talk to their supervisor they don’t know what they’re doing? I actually owe an additional $2600 because a lien was filed. This form costs $40 to file. I also noticed based on other reviews they charge different amounts to people. I’m assuming based on what they believe the customer is able to pay. Also I advise everyone to file a complaint with the consumer financial protection bureau they will refuse to respond and enough of these complaints will result in an investigation into their predatory practices. Also contact your attorney general of your state as well . At the moment they have over $20,000 of my funds on a $7,000 loan and they refuse to file a ucc termination letter which is illegal. I have sued them in superior court.

I work on my own company and we be so grateful if you can approve my loan

Fall behind one time They will never fund again, even if you fulfilled your original obligations.

I recently applied for a funding opportunity, encouraged by a friend's recommendation. My business generates between $25,000 and $30,000, yet I found that I did not qualify for the funding. This experience has left me feeling frustrated and disillusioned. It raises a crucial question: How can organizations claim to support small businesses when many of us fall short of receiving the assistance we need? It feels deceptive when companies advertise their commitment to helping small business owners, particularly those from marginalized communities. Many of us work tirelessly to establish and grow our businesses, only to encounter barriers that prevent us from accessing the resources we were led to believe were available. I can't help but feel that my time, along with that of countless others, has been wasted. It is disheartening to see our faces used in promotions, only for those organizations to turn away when we seek support. We deserve clarity and transparency in funding processes, as well as genuine support that aligns with their promises.