Alvin R.
Unbelievable service and speed
Unbelievable service and speed. They do exactly what they say and I save money because of their service.

Reach your financial goals with new ways to boost credit, manage spending and budgets, low APR cash to pay off credit cards, and actionable credit advice from AI. Experience the smartest way to manage and pay off credit cards. We’ve helped users pay off millions in credit card debt.MOVE BALANCES OFF EXPENSIVE CARDSInstantly transfer up to $15k from high interest credit cards to a low APR credit line. Pay off balances much faster and save hundreds of dollars on interest charges. Instant approval, soft credit check. See Details section for more information.CREDIT BUILDINGBoost your credit with Gauss Credit Builder. You'll get a credit line reporting to major bureaus that helps you build positive credit history, even with no credit or low scores. No credit check, fast initial reporting.PAYROLL ADVANCESend Gauss money directly to your credit cards and protect yourself from late fees. Repay Gauss with your next payroll. See the Details section for more information.PERSONALIZED AI ASSISTANTGet unbiased recommendations for new loans and cards. Track credit reports and receive actionable advice to improve your credit score. Negotiate existing debt with your lenders. Ask AI to set smart budgets that help you pay off debt faster. Make the right financial decision every time.
Gauss (gauss.money) has 514 customer reviews on Five Star Index, with an average rating of 4.8 out of 5.
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Investments & Wealth · NEW YORK, New York
Excellent

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Excellent

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Excellent
514 approved reviews, newest moderated first
Alvin R.
Unbelievable service and speed. They do exactly what they say and I save money because of their service.
Joseph B.
From 27% apr to 15% on $7.5k balance and took less than 10 minutes. Just wow! Hope you will add apple card in future, thanks for your product anyways.
Amanda K.
This is really works good for me, APR is lower than my credit card by 9% No need to pay my bank more when I can safe here. App is convenient, with a calculator showing me a when my cards will be paid off
Kevin B.
You can add an extra to automated minimum payments, that's pretty cool, you don't have to get stuck with minimum and no need to check the payment everytime. Tрey also show you the future payment in the app as soon as a statement is ready, no surprises
customer in F.
The good: The process was easy & quick (funds took less than a week to post to my CC). No credit check and your Gauss balance doesn't show on your credit history. The bad: After much research & based on my FICO & income, I thought I would be approved for a higher amount than $5k. My goal was to pay off at least 2 cards and a portion of a third. This way I would only have 2 monthly payments. The $5k only covered a portion of one card, so now I have 4 monthly payments. Not sure who qualifies for the full $25k or how long it takes to get it increased; so we'll see what happens & whether it was worth it. The ugly: none to report.
Сергей И.
Waiting the the app in the App Strore, web is fine and works even when I'm abroad , just want to use faceid. Otherwise great!
customer
Quick helpful service and giving me freedom from overwhelming debt.
Anonymous
It was fine, but I thought it could be more user-friendly. The customer service chat wasn’t the most helpful.
Response from GaussMar 26, 2023
Thanks for the feedback! Most users find the app easy to follow, so it would be really helpful to learn what we could improve for you and other users. Technical glitches happen, and we do our best to resolve every issue as soon as possible and make sure it doesn't happen again. Please ping us in the in-app chat or at [email protected] with any suggestions - we'd really love to hear more from you!