FundriseReviews of fundrise.com

Invested for several years and now trying to get my money out of this investment. They really make it difficult, spreading it out over many quarters. Meanwhile, returns are terrible.

Decent returns for awhile, but after 8 years and no sign of an IPO I decided to pull my money. They only let me redeem about 30% of my investment this quarter and zero of my IPO investment. I got suspicious/irritated when they went public with their innovation fund, instead of trying to take the whole company public. They said the plan was public in 5 years, now they say no plan, and CEO was even quoted as "why do that, there is no benefit" to the company. No benefit to the investors either, I guess.

The returns were OK, nothing special, but getting your money back out is a real hassle. I have been trying for 6 months and only gotten part of my money returned. I keep trying and they keep making excuses. Beware!

First, you cannot take your money out of Fundrise for 5 years. Then, when you want to, I contacted them in January, 2026, and I could NOT get a distribution until the end of April 2026. Now I find out that if any of your money is invested in a part that is going through a merger, you cannot get it until the merger is done. THEY DON'T WANT YOU TO HAVE YOUR OWN MONEY. DON'T INVEST WITH THEM.

I invested initially in 2016 and in the years first 5 years from 2017-2022 returns were pretty solid and I think at least 10% per year and think one year was closer to 20% but last 3 years have been terrible. I think I am down ~5-6% in last 3 years with 2 of them up around 1% flat and one year down 7-8% so none of the part 3 years have come anywhere close to S&P performance. This is pretty crappy during a time when all my other investments were doing well so this has clearly been underperforming. Honestly that is part on me as I really stopped looking at how it was doing and did not really notice how poor returns had been over past 3 years until this year. I am pretty diversified across many of their funds so it is not just as if I happened to be in the wrong fund at the time, To make things even more frustrating I asked to withdraw my funds early last September and was only able to withdraw 15% of my portfolio value as they are merging a bunch of their funds into a flagship fund. Initially they told me I should be able to get my money before the end of the year but here we are in mid march and I am no closer to getting my money. They did post a message in February that they are changing their approach in how they are filing this merger of funds. It feels like they should have been more on top of how to handle this as having no way to withdraw funds for what could potentially be a year and have it stuck in something that is losing value vs inflation is less then ideal. They have been fast to communicate when I have reached out and I am not in any way implying they are shady. It has just not turned out to be a good investment choice last 3 years and on top of that not being liquid enough to get my money out.

I’m sharing my experience after 4 years with Fundrise. I invested $5,000 in October 2021, and as of October 2025, my account shows about a $200 loss. During the same time, the S&P 500 grew by more than 30%. The withdrawal process is also not smooth — I requested a withdrawal a month ago, received $4,600, and still have about $300 left with no clear way to withdraw it. Maybe I invested at the wrong time, but overall, it doesn’t feel worth it. In my opinion, investing directly in the S&P 500 index fund would have been a much better and simpler choice.

Investment options aren’t easy to understand.

Watch out for fees and sale restrictions. Your money will essentially be locked away for 5 years including those auto-invested dividends paid out during these 5 years (unless disabled by account holder). Lack of liquidity, fees and mediocre performance just don't add up.