Eldrin H.
This company deserves a 10/10
This company deserves a 10/10. I didn’t believe in it at first but Jerry helped me! Thanks to you guys I can grow my business the way it should be and will forever work with Fundmerica!

FundMerica is an online business lending marketplace headquartered in Orange County, CA. The business platform allows potential borrowers to connect with multiple loan operators to find optimal terms for business loans, lines of credit, merchant cash advances, and equipment financing.
FundMerica (fundmerica-loans.com) has 123 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
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Administration & Services · Santa Barbara, California
Excellent

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Administration & Services · Malibu, California
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Administration & Services · San Jose, California
Excellent
Showing 107 reviews with 5 stars · Clear filters
Eldrin H.
This company deserves a 10/10. I didn’t believe in it at first but Jerry helped me! Thanks to you guys I can grow my business the way it should be and will forever work with Fundmerica!
Aaron
Jalonni is super helpful! Made the process super easy, and was really great at keeping me informed. Highly recommend
Gilberto De P.
I’ve known Mr. Jerry Gainey from FundMerica since 2018, or at least first made his acquaintance. I own couple different businesses and I get dozens of calls and unsolicited emails about business funding on a daily basis. Sadly the overwhelming majority of these calls or emails are scam. Naturally I didn’t believe it, but I told myself this man has to be the most patient con man or he’s truly genuine and would deliver on the promises. Fortunately for us it was the latter. I briefly spoke to and exchanged couple emails with Mr. Gainey during the first 3-4 years before finally agreeing to do business with him, which was a promise to fund my businesses with only 3 months solid revenue. During the application process I quickly learned how professional-diligent and well versed in a financial network Jerry was. Fast forward to 2025, In over two years since our first deal. Jerry and FundMerica have helped us fund close to ten deals now. He’s helped us grow and expand tremendously. I don’t often like to leave reviews, except when I’m super thrilled or super displeased with a service. For anyone reading this, understand and feel good that your skepticism is well warranted. There are a lot of shady practices out there. Can’t never be too careful. I hope this review helps your decision making easier and reassuring.
Alessandra S.
Jerry always does his best to help. I really appreciate all he had done
Chantelle J.
This is my third time working with FundAmerica, Jerry was my agent each time and its been a smooth process and experience for me each time. He does the ground work to get you funded, and really makes the experience calm! They are a relationship based lender, I think so long you maintain good history, all is smooth sailing. Thanks 💕
Laurie B.
Garrick is EXTREMELY patient, friendly and knowledgeable!!! He is very easy to work with and talk to. He answered my many questions and never got impatient with me (and I tend to ramble). I look forward to this business relationship,
Rogelio
It was very easy and fast they were very helpful in answering my questions, once I gave them the information they asked and that was also very easy to upload and within 24 hours we were approved.
EZ Projects L.
Garrick was awesome to work with, he answered all of my questions and was very responsive to all request. Most importantly he walked me through the entire process from start to finish taking only 24 hours to release funds. Great source for immediate capital.