Ron
I just love this tool
I just love this tool. It is easy to configure and give you a great deal of data. After using this tool I feel much more confident about my plans

FourPercentRule.com - Advanced Retirement Planning Made SimpleFourPercentRule.com is a comprehensive online retirement planning platform that empowers individuals to make informed decisions about their financial future. Our sophisticated yet user-friendly tools go far beyond basic retirement calculators, offering advanced features like Monte Carlo simulations, historical backtesting, and customizable spending scenarios.What We Offer:Advanced Monte Carlo Analysis - Test your retirement plan against thousands of market scenarios using historical data from 1871Spending Smile Modeling - Plan for changing expenses throughout retirement with our unique spending pattern analysisTax Planning Tools - Optimize your withdrawal strategies with built-in tax estimationPortfolio Allocation Explorer - Fine-tune your investment mix with interactive allocation toolsMonthly Budget Calculator - Track and plan your retirement expenses in detailSaved Plans & Sharing - Save multiple scenarios and share plans with family or advisorsWhy Choose Us:Unlike simple 4% rule calculators, we provide sophisticated modeling that accounts for real-world variables like inflation, market volatility, and changing life circumstances. Our platform is trusted by thousands of users, from individual investors to financial professionals, who rely on our tools to create confident retirement strategies.Our Mission:To democratize advanced retirement planning by making institutional-grade financial modeling accessible to everyone. We believe that with the right tools and information, anyone can build a secure and confident path to retirement.Founded by: Steve Gower, a senior software engineer with over 20 years of experience in financial technology and data analysis.
Fourpercentrule (fourpercentrule.com) has 5 customer reviews on Five Star Index, with an average rating of 5.0 out of 5.
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Showing 5 reviews with 5 stars · Clear filters
Ron
I just love this tool. It is easy to configure and give you a great deal of data. After using this tool I feel much more confident about my plans
Dwayne G.
This is the most comprehensive 4% Rule spreadsheet I have found and is now my "go-to" site. Most other sites are either too simple or complex. Also, most seem to just be used as a sales tool to get your contact info. This results in you receiving a bunch of emails and calls to manage your investments. This site is very straight-forwrd and easy to use, but can be as conprehensive as you like with a lot of great feature like a Monte Carlo and Smile option.
Brian S.
Very useful tool to see where you are at in retirement prep. Even if you have a financial adviser, being able to run these yourself and play various "what if" scenarios is fantastic. Monte Carlo graph is excellent, as well as being able add in various "what if I buy a boat", "what if spend X thousand traveling to Europe for 6 months", "what if I don't start social security until age 70".....
HG
Excellent simple to use calculator
Noah C.
Fourpercentrule.com strikes a good balance between ease of use, flexibility of modeling, and simplicity of output. For years, I have recommended this site to friends and coworkers looking to model, and tweak, their own retirement scenarios. I have used this site to back-check my own modeling and have found it to be reliable and accurate.