First Loan ChoiceReviews of firstloanchoice.com

THIS PLACE IS A JOKE!! At the start of this i was given 3 options for repayment. The one I chose was a self made prepayment of at least 40$ with a small loan fee for the self made option. They take my 1st payment as agreed the second they took 202.00$. I check my balance... I had paid them 160$ plus the 202.00$ and only 49cents of that was to my principle. The "small loan fee" was 201.49$. Also, they set my payments at 202.00$ so every payment i only had 49cents going to my actual loan. That is 5000$ for a 675$ loan. I called and freaked the hell out. Sent them copies of what was sent to me at the beginning and they had no idea what they were looking at. My onboarding rep sent me a bunch of BS. do not EVER use this company. You'll repay your life for it.

THIS IS BANK IS SCAM!!!! DON'T USE IT

Never get a loan from here, they tell you one thing and then it’s another, they’re rude always, you pay literally pennies to your actual loan and the rest goes to the interest it’s a scam. 100%

Thank you for all who took the time to write a review, because of you I'm avoiding making the same mistake myself.

DO NOT USE THIS LENDER! I took the bait and totally screwed myself. Desperate to pay for a car repair, I searched for bad credit loans and was inundated with offers. First Loan was the first to respond. Customer service rambled through pages of information that overwhelmed me. I thought I heard the interest rate was 76%, which was high but reasonable. Ended up it was 767.19%. Payments are $300 each paycheck- $600 a month! I’ll end up paying $7824.19 for a $1000 loan. I was surprised when a payment of $342.30 was pulled from my account on payday 1 week later. I read the details on my contract. The loan is from a cutthroat Indian tribe! The Elem Indian Colony of Pomo Indians is a federally recognized sovereign nation and are entitled to sovereign immunity. The tribe cannot be sued for their predatory loans. The contract appears to be iron clad. Absolutely frightening. Yes, I’m beating myself up for signing up for this cruel loan. If I couldn’t afford $1000 how the hell can I afford pay $600mo for one year? DO NOT USE THESE PEOPLE NO MATTER HOW DESPERATE YOU ARE!

My husband was called back to back by this company till finally they approved us for a loan of 625 but i noticed we were paying weekly for 12 months so in the end we will have paid almost 5000 dollars.. I was skeptical but the lady told me that not to worry about the contract... That after the money hits my account we can call to discuss options to pay monthly for 6 months.. NOT TRUE AT ALL... I called and she said they dont have monthly options.. I really give them no stars!! They are total SCAMMERS... DO NOT USE THIS COMPANY..

I'm still paying on a 300 dollar loan 68 bucks every week. Its bullsh1t we need to fight this. All of us have a voice I know I am cause this is bullsh1t

I blame my self for get caught up I’m this company mess it was a big mistake I regret ever going through them I advise no one to go to them I learned the hard way