Carter & Lee HoldingsReviews of financialchess.io

Richard and his team were absolutely phenomenal, able to get deletions in a short amount of time that my previous credit repair company (ran by an FCRA attorney) couldn't get over many months. It's hard to find good credit repair companies in this industry (I've also been a certified credit counselor for over 10 years) but these guys are the real deal.

Tremendous company to partner with. The real deal. Great team supporting with knowledge, skillsets, and fulfillment that also helps further our business growth.

The intelligence, resources, professionalism from this team has helped me achieve much more success in business. With much clarity helping me realize and adjust my credit, to funding, and just by conversations through natural support they continue to provide much more value in-between. Lamar, Richard and their team, don’t hesitate to work with them!

My wife and I obviously made some dumb decisions as college kids. Richard was able to take our credit scores from my wife and I to levels we never believed possible. If you are waiting to see if your credit will increase overtime; (spoiler alert it will.) However I am here to tell you there is a better way and truly I cannot thank Richard enough. He took my credit score from a 725 and my wife’s from 675 to an 805 credit score and 799 credit score. I cannot thank Richard enough for what he has done for my family and I. I no longer have to worry about higher interest rates which, obviously saves us more money on interest rates, but, I also do not have to ever face any rejection letters nor does my wife. Keep doing you Richard, you are truly the man and the expert. We appreciate all you do!

Within a month my credit score at all 3 bureaus has increased over 100 points. As someone who makes sure I’m knowledgeable with how credit scores work and what can affect my score, I still didn’t know how to do it myself to fight the items on my report. Well worth the money paid for it. I’m hoping this is a permanent change and I can continue to work on improving my credit and increasing my score

Lamar & Richard were exceptionally easy to work with. Communication was always quick and concise! Never wasted any time with our process. Will be referring a few partners of mine to them

Working with Richard has honestly made dreams for my family come true. I was first introduced to Richard by my mortgage broker, Hal. Richard was helping me get my credit in line so my fiancé and I could purchase our first home. We live in California and with the current housing market we didn’t know if it was even possible for us at one point. Within 4 months of working with Richard, he not only remove some items off my credit report and advised me on steps to get my score up to around the 770s, he also helped my fiancé move around some of his credit card debt and got his score up into the high 700 to 800s and is working on getting him funding for his business with Lamar. We closed on our home on July 31st! Our dream literally became a reality. It doesn’t end there, Richard also introduced us to his CPA who has helped us tremendously with our taxes. We are beyond grateful for the guidance, advice, support and impact that Richard and his network of amazing people have given us and our family.

As someone who's been in the financial literacy space for a couple of years, I thought I knew everything there was to know about the nuances of credit and lending. Richard and Lamar are clearly in a league of their own when it comes to delivering results quickly and thoroughly explaining the requirements needed to achieve massive success. If you want the job done right the first time, go with Financial Chess.