Fast Capital 360Reviews of fastcapital360.com

I received a loan from another company. I never once reached out to Fast Capital when deciding which loan to go with. Yet, after my loan was processed and completed, I was contacted both by email and phone call to ask if I need further funding. When I asked how they got my information, they told me that since it was public information, they just got it, and reached out. They admitted they are an annoying telemarketer. Can't speak for their loan process or rates or any of that, but the 1 star is for their practices of wasting my time today.

Terrible experience, Jeff Lesko does not know how to communicate and just wasted my time. Got to funding end and they changed everything. Took extremely long as they had issues not to mention they charge 30-50% (of what you qualify for) Example, borrow 12k and pay them 6k for that 12k. If you're a small business find another company. There are many others far better.

"Please take a look at the profiles of all of the 5 star reviews left for FastCapital360. Not a single reviewer has more than 1 review on their profile. The only reviewer with more than 1 profile review is myself. Smell fishy?" So, These guys cold called us twice a week for around 1 month. If you Google their name you will see that they are very aggressive cold callers. One of the first things I learned in my college marketing class (long time ago), is that if someone needs to cold call you in order to sell you something, it's not worth buying. We called them back to tell them to stop calling us, and their sales team told us they would provide us with a line of credit for a mere 5% rate of interest. If it sounds too good to be true..... After talking to the underwriter who said that "they don't quote interest rates", the rate they offered was actually 44% based off a 2 second calculation. They offered us a $15k loan with a $21,600 payback over 6 months. 44% APR. In the same month we had over $160k in revenue. Their offer was the equivalent of 3 days revenue. Ridiculous interest rate, paltry loan amount, and a waste of our time. This is the highest rate of interest I have ever came across. We have a 13% interest rate on our business credit cards in which we don't even have a balance. We have another line of credit for 13.6% which again, we don't have a balance on. Our total available credit is already in the 6 figures, and again, we have a 0 balance. Based on their sales tactics, I would stay far away from these guys. P.S. Please look at their company review on Google. As other business owners state there, they will call repeatedly until you answer and then they will lure you in with low interest rates. After you waste a couple of days dealing with them, they will then spring the high APR on you. A message to FastCapital360: I have provided TrustPilot with evidence of your emails and phone calls. If you are successful in getting this taken down, I will simply post on Google and Yelp. My review is 100% honest and you know it. Stop trying to manipulate honest experiences with people your sales team interacts with please. Update (1/11/17): FastCapital360 claimed that they had no record of having any communications with myself or my company. They filed a complaint with TrustPilot. TrustPilot removed the review and requested that I provide them with evidence of the communication. We provided them with not only copies of emails, but also evidence of a voice mail left by Fast Capital 360. After verifying the evidence, TrustPilot has made the decision to keep this review up. In other words, their claim that they have no record of any communication with myself or my company was false. Everything you have read in this review is 100% accurate. A friendly bit of advise to my fellow American small business owners: These sub prime business lending companies are springing up all over the place. They offer interest rates in the region of 40% - over 100%. They will generally cold call your business from paid lists they receive (not sure where they get our numbers from). There was a recent report in the WSJ which essentially concluded that these are the same sub-prime sales reps responsible for selling NINJA mortgages back in the mid 2000's. The article went on the state that many of these telephone sales reps receive thousands of dollars in commissions for every loan that they secure. Just something to keep in mind when you talk to these people. All the best,