Farmers InsuranceReviews of farmers.com

⭐ 1 Star I had an absolutely terrible experience with Foremost Insurance/Farmers and their bad faith claim denial tactics. I filed a claim for vandalism and burglary at my insured rental property on November 6, 2024. Despite providing clear documentation of ongoing repairs and security upgrades, they wrongfully denied my claim on January 29, 2025, falsely stating that my property was "vacant" for over 30 days. 🚩 Major Issues with Foremost Insurance: ❌ False Claim of Vacancy – My policy clearly states that a property under repair is NOT considered vacant, yet Foremost ignored invoices proving repairs through November 2024 and denied my claim anyway. ❌ Delayed & Unprofessional Handling – It took weeks to even get a response from an adjuster, and my claim was transferred without notice multiple times. When I finally got to speak with a manager, they admitted their team was slow but did nothing to fix it. ❌ Serious Financial Losses – Because of their refusal to pay, I am losing over $2,000 per month in mortgage payments, taxes, utilities, and maintenance because I can’t rent the property in its damaged state. ❌ Ignored Key Evidence – I submitted contractor invoices, security system records, and emails documenting their delays, and Foremost still refused to reconsider. 💡 If you are thinking of using Foremost for home or rental property insurance, DON’T. They will find any excuse to deny your claim and make you jump through hoops while you lose money. I have already filed formal complaints with the Illinois Department of Insurance, the Attorney General, and the Better Business Bureau. If you’ve had a similar experience, I suggest you do the same. Foremost Insurance is the definition of bad faith insurance practices—stay away! 🚨

I only got farmers because my company goes through them and I was supposed to be getting a discount if I have the payments come out of my paycheck. When I signed up they said once price. Which was a good one. But a month later I get a letter in the mail saying the price has increased. I asked to have the bill to be taken out of my bank account instead of paycheck because $100 each week is alot.( which they get more in the end). To do so they make it beyond complicated. Print, fill out (paper is complicated as well) then send it back and hope you filled those out correctly. Called to cancel one agent said I just need to pay my last bill. But can't cancel til after then to call back. Asked to talk to someone else. And she said we needed to pay over $1000. Told her I had her and the last agent audio recorded on how you both say 2 different things. She put me on hold came back and said last weeks bill +$20. Was with them 2.5 months. Horrible.

I currently have Farmers and the corporate side is terrible. Bills and policies are not comprehensible. Fees are hidden. Accounting makes no sense. Lots of fine print Agent will not disclose even if asked. Higher Auto rates than other insurers. Don't give them your credit card number! You have to request any refund you are owed, otherwise they keep it.

We had farmers insurance for 30 years and never used a dime! There was a small fire in our Kitchen it burned thecorner of a cabinet and the corner of a window! Farmers came in and gutted my Beautiful kitchen, which was beautiful well-made, high-quality cabinets and put in some trash, broken down, garbage Cabinets made out of press board where the drawer fall off And doors on cabinets come loose because it’s all made out of pressboard garbage ! They made money off my fire. They didn’t help me at all. They’re the worst insurance company ever. Do not trust them for anything. They’re today liars and thieves !

One of the worst insurers, spends hours on the phone with no results. Does not cover losses. Does not issue new insurance to several people. They should be investigated. No wonder they're so overpriced, this company is ran awfully.

LaToya Nicole Terry is an unprofessional employee. Her client was completely at fault in the accident, yet she was impossible to reach. Calls to her went unanswered, and no replacement car was provided. On top of that, she forced us to fill out forms that should have been handled by the Body Shop. The Body Shop staff yelled and argued with her, but nothing changed. She eventually stopped responding to calls altogether, ignoring us entirely. As a result, I’ve been without a car for a week. This level of service is unacceptable and beyond frustrating.

Do NOT ever, for any reason, deal with Farmers/Foremost insurance company. Just don't. Their customer service is very poor; they will leave you on hold for hours, then hang up on you without ever answering the call. They will NOT send you a refund if it's due and I am considering hiring an attorney to get my $785 back.

I give a one-star rating only because there's not a lower rating. The experience I had was horrible, the agent that I dealt with did not seem to want to do his job correctly and ignored the things that I asked and only reacted to try and make my experience better when I told him I was leaving and threatened to contact the State insurance board. Shawn Langehennig in Idaho has no right serving as an insurance agent and I definitely believe Farmers should review his work ethic, I would caution anyone that is considering doing business with him in Idaho