Travel O.
Don’t insure with farmers insurance
Title: Farmers Insurance – Bad Faith in Clear Liability Claim On March 17, 2025, I was the victim of a hit-and-run accident in Las Vegas caused by a driver working for Uber. Farmers Insurance, who covers the at-fault driver, has already accepted 100% liability. Despite this, Farmers has: • Only offered $18,085, which barely covers hospital charges and would leave me with nothing for lost wages, pain and suffering, anxiety, or ongoing medical problems. • Insisted they must pay the hospital directly due to a supposed lien, yet have never provided proof of any properly recorded lien under Nevada law. • Ignored my repeated requests for documentation and refused to issue funds directly to me, even though I am the injured party. This process has gone on for months. I have not been able to work, I continue to suffer physically and emotionally, and Farmers has made no meaningful effort to resolve this matter in good faith. In my opinion, this is bad faith claims handling. I have filed formal complaints with the Nevada Division of Insurance and the Nevada Attorney General Consumer Protection Bureau, and I will continue to pursue accountability. Consumers should know what they may face if they have to deal with Farmers on a clear liability claim. Enrique Hernandez



