Over 15 Years of experience in credit repair and rebuilding credit. Our credit repair service guarantees improvement within a 6 month period or a 100% refund with no questions asked! We are your trusted resource for credit repair solutions. We give consumers hope on getting their credit back on track to qualify in the very near future for a home, or a vehicle, or a credit card and just a better quality life! Fully bonded in the State of California and registered with The Secretary Of State. We are an ethical and integral Credit Repair Company. Everybody receives a free consultation. All pricing is calculated by what is on the credit reports and we offer everyone an affordable payment plan.
EZ Choice Financial Credit Repair (ezchoicefinancial.com) has 120 customer reviews on Five Star Index, with an average rating of 4.7 out of 5.
Also known as
ezchoicefinancial.com
Website
ezchoicefinancial.com
Category
Investments & Wealth
Location
Irvine, California
Listed on Five Star Index
2026
About these reviews
Replies
The company has not replied to any reviews yet.
Latest
Most recent review: September 2019.
Edits
Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score
This company cannot pay to remove reviews or change its score.
After 6 months I have been able to restore my low 500 score to a close 700 score today. EZ Choice Financial keeps close eye on all your documents and handles all disputes and changes in need to update your file so the three credit beureous have similar info. Overal great for me!
JS
John S.
Very helpful
Very good, nice and always remind of turning my papers in and always let me know thats thiers a change in my reports. I recommend them. Thanks again
MP
Michael P.
Thank you!
Very professional!
AF
Anthony F.
Happy Overall for What They've Done; Definite Improvement
I've been a client with EZ Choice since March of last year after having researched a number of credit repair companies. Manny and I spent a couple of hours on the phone in my initial consultation, which surprised me because I figured he'd prefer to focus on enrolling other people in his company's services. He was pleasant, candid and was happy to answer my questions and concerns. That was a shock to me. I left the phone call knowing I had made a wise choice.
He and his team worked quickly to remove several negative items from my reports. I saw a marked increase in just a few months' time. I went from the mid-500s to nearly the mid-700s in about six or seven months. Seeing this, and keeping up with my paperwork as it would come in, kept me excited.
Things evened out at the beginning of this year. I was thrilled with my new credit score, but I believe that my own efforts to be fiscally responsible hurt my overall score. I haven't been able to confirm that, but I know a couple of changes in recent months may have contributed to a lower number. In addition, TransUnion is now using a different scoring model, so that brought me down some. None of this has to do with the performance of the team at EZ Choice Financial. They've always been quick to get disputes out and update me via email.
I will say that I don't necessarily know that I'm more knowledgeable about credit use, credit in general, credit scoring or the credit industry at large. I was hoping to become wiser as this went on. There is information available on their website and the opportunity to speak to someone weekly about these things, but it's not really pushed. I do have more resolve and at one point could see myself financing a car or house at a great interest rate. With newer developments, I'm just going to have to put in more time to make sure my numbers stay where I want them.
I've only had a couple of concerns in the time I've been a client, and they were handled quickly and professionally by Manny's team or by Manny himself. I agree with another reviewer that I wish I knew how they were disputing certain items because it does seem that after a certain point, it has been re-submissions for the same items that have been previously confirmed.
Also, each bureau has different information reported to it, so my results (as best as I've been able to discern) are not uniform. I wish they were. That said, the major negative issues have been deleted/corrected.
In conclusion, I am grateful for their help and am happy overall with the results they've provided in the timeframe the contract specifies. I would definitely use them in the future, though I would do it more for sprucing up than to get out of a dire situation like I was first in.
MT
Michelle T.
Already seeing improvements!!!
I working with EZ-Choice Financial in less than 2 months I've seen my credit score rise by about 30 points. My credits finally over 600! Can't wait to see where I'll be in 3 more months!