Economic Justice FundReviews of economicjusticefund.org

Easy to apply. Made me feel comfortable. Good communication. Relived my stress.

I'm sure they help lots of people, but ultimately, they left a bad taste in my mouth. I applied for a personal loan of $12,000 for car repairs and medical bills. I was hoping to at least get between $5000-6000, as I've been offered such from other lenders, just with a high APR. I figured they could be very helpful. I was wrong. Not only did they show zero empathy or compassion for my situation, they offered me a small dollar loan of $1000-2000, which I found insulting after explaining my situation in full detail. They also don't seem to understand what 1099's are. I am self-employed, but I do not operate under a separate business, meaning all my 1099's are made out under my social security number, not an EIN for a business. They insisted that my income was for a "business" and not "personal," then proceeded to ask for my contracts as proof for the small dollar loan. How does it make sense for you to look at my contracts, but you can't accept the 1099's if you're saying I only have business income and no personal income? Also, how is that the case when I provided bank statements? It seems like they didn't believe that I could possibly be self-employed. The whole exchange was odd and uncomfortable. Also, they said that after paying off the small dollar loan, they could then offer me another loan within 6-12 months. In 6-12 months, I will not need a loan because the repairs I need for my car are urgent, and my medical emergency is temporary. They were just distasteful and rude. If this is the experience I wanted, I could've chosen to deal with another lender. Not sure where the "justice" is; it just seems like an economic fund to me. I just wanted to let people know what to expect from them if you don't have a lot of money (even though I made $63,000 from self-employment in 2022) and a high debt-to-income ratio. I figured they would be understanding because I've never defaulted on a loan, never been late on a student loan, and have little to no credit card debt, but I was wrong. My credit score is the way it is (not even horrible, in the 600's may I add) because I've yet to dedicate time to build it via credit cards and my current debt-to-income ratio. Seems like they don't care about the specifics of situations at all. I would avoid, especially if you are self-employed.

Straight forward and helpful

Fast and helpful

I can't thank the Economic Justice Fund enough for giving me the opportunity to fix things on my credit to further my chance at the American Dream. Scott was amazing to work with. Very intentional, and detail-oriented, and created a beautiful and seamless process for me. I am so grateful that I came across this organization. Please continue to do the beautiful work you do to help everyone from all backgrounds get a shot at the American Dream and bring equality back to the forefront. Scott and team definitely live out the mission of this organization. I can not thank you enough Scott!

I absolutely love working with them. They are patient and understanding. They facilitate making your payments easy and work with you when you are unable. My bank account was hacked and now I am working to find a bank that will accept me until the investigation is cleared. They have been patient throughout this difficult process of identity theft.

Scott was such a good help, the process was smooth and quick! They really care about helping small business grow.

Service is excellent. No complain