Diabetes Life SolutionsReviews of diabeteslifesolutions.com

Matt was extremely helpful to work with. He looked at multiple life insurance providers for us and helped us find a very good rate, one that was over 50% less than one that we sought out ourselves. We are very thankful for his help and would recommend him to anyone looking for life insurance.

The level of dedication was amazing. Matt was extremely helpful and response time was always impeccable. He made sure we understood the process & helped break down things we didn't understand.

Always a pleasure working with Matt. He is always attentive and follows up with all my questions.

Matt was amazing to work with. He was responsive and he made sure the process was smooth. Everything was explained to me step by step.

I could not more enthusiastically recommend Diabetes Life Solutions and Matt's team for life insurance for diabetics! I'm a Type 1 diabetic and have been denied by my workplace carriers for additional coverage for nearly a decade. I was always met with a blanket "declined; history of diabetes", which is frustrating since my T1D is rather well controlled and I'd consider myself overall healthier than many average Americans. It just felt that there was no personal consideration to my individual situation at all. When I found Matt's team on the internet, I reached out thinking I might get a policy, but that it would almost certainly be prohibitively expensive. I thought it didn't hurt to try. BOY WAS I WRONG! Within 30 minutes of submitting the initial inquiry form, Matt personally reached out to me with a ton of helpful information. He explained exactly what the process would look like, that he was nearly certain we'd find a policy for me, and was even able to give some "back of the envelope" numbers on what to expect for premiums. I was shocked at how affordable they seemed! We talked on the phone within a day or so of that initial contact and Matt patiently answered many questions I had, gave me a ton of helpful insights in what to expect, and overall provided a top-notch customer service to a new client. Then, the roadblocks came up. Based on my unique diagnosis of T1D and a less-than-stellar A1C reading, the underwriters who initially processed my application did not immediately like what they saw and declined my application. In the past, this is where everything died, with a simple "sorry, declined" message. Not with Matt though! He contacted each of the underwriters and got detailed feedback as to what the concerns were. He passed this along to me and explained how we could resolve the issues; in my case, they were concerned about some specific notes my endo had made in my patient chart that was being misunderstood by the underwriters. I was able to work with my doc to amend the patient notes and provide clarity as to the reality of my condition. Matt then personally took all of these updates, including further test results with improved A1C levels, back to the underwriters and explained my personal situation to each of them. In the end, we were able to get me approved for a very affordable policy for me and my family! Overall, the process took 8-10 months of starting the conversation to having a policy in place; however, these delays were completely due to waiting on my doc and occasionally waiting on underwriter review. Matt and his team move FAST! Whenever I sent an update to his team from my doc, they had updates for me within 1 or 2 days. I suspect that for 95% of diabetics (without confusing doctor notes slowing things down like I had), you could have a policy in place within 2-4 weeks or less! Not only did Matt secure a series of great policy options for me, he has helped plan out a roadmap for my coverage with recommendations that, with some better A1C and diabetes management, we can expect to see some better rates in the next 12 months or so be available to me. The key to me is that I now have a very meaningful policy to take care of my family should something happen to me. We have a security blanket that has been unreachable to us for the last ~10 years thanks to Matt and his team. In a world where everything seems to "suck" and customer service and people simply caring about their work is mostly gone, working with Matt and his team has been a breath of fresh air. Whether you have a simple or complicated situation as a diabetic, I strongly encourage you to reach out to Matt and Diabetes Life Solutions right away - I know you'll be thrilled like I was.

I stumbled upon Diabetes Life Solutions when researching online for reasonable Term Life insurance for Diabetics. Despite some of the negative reviews you can find online, I had a fantastic experience working with Matt Schmidt. He was very knowledgeable in his field and is a stright shooter. Across multiple interactions (text, email, phone calls) I found Matt to be very professional and I appreciated the level of information he provided around the insurance I was shopping for. Matt and his team are doing a great service to the Diabetic community and I am extremely grateful he was able to secure a Term policy much cheaper and quicker than I was able to find without an agent.

After getting the runaround and rejections from other unhelpful agents, Matt with DLS couldn't have been more transparent, helpful, and diligent with helping my family find life insurance. He was easy to talk to and straightforward about how the systems work. Day and night, it felt like he was genuinely looking for the best options for us. Super appreciative, and I highly recommend!

I am 47 and have been living with Type 1 diabetes for 22 years. Most life insurance companies don't offer coverage to individuals with my profile. However, Matt helped me secure life insurance from a top provider at a reasonable price. The process was very transparent, and Matt proactively addressed any potential concerns while clearly explaining my options.