DeserveReviews of deserve.com

4.0278 reviews
Banking & Money
PO Box 57780, Murray, Utah

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Deserve

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About Deserve

Deserve offers fair credit card options to students. No credit history or deposit required, and no parent cosign needed. If you are an International student or newcomer to the US, you don't need an SSN to be approved.

Deserve (deserve.com) has 278 customer reviews on Five Star Index, with an average rating of 4.0 out of 5.

Also known as: deserve.com
Website: deserve.com
Category: Banking & Money
Location: Murray, Utah
Listed on Five Star Index: 2026

About these reviews

Replies: The company replied to 28% of reviews.
Latest: Most recent review: March 2026.
Edits: Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
Score: This company cannot pay to remove reviews or change its score.

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Deserve reviews

278 approved reviews, newest moderated first

Syed
Apr 22, 2020
Best credit card for students.
Best credit card for students.
Response from DeserveApr 22, 2020
Thanks, Syed!
Mert
Apr 22, 2020
Great first card!
Deserve is a great credit card for International Students that does not have a credit score. Deserve Pro has amazing cash back for its target customers, compared to its competitors. The application and the website can be improved, not the best UI/UX. However, it gets the job done. This should be your first card, if you are new to credit cards in the U.S.!
Response from DeserveApr 22, 2020
Hi Mert, Thank you for your feedback. We're glad you're enjoying your Deserve PRO card and happy to tell you that we're working on improving the Deserve Mobile app. Thanks for choosing Deserve and stay safe!
Souryendu D.
Apr 22, 2020
Deserve to be Deserved or maybe not :)
The Card is not accepted in multiple online payment portals, payment either bounces or says invalid card. However, on overall good, it works for me as I use it majorly for most of the expenses
Response from DeserveApr 22, 2020
Hi Souryendu Das, Thank you for your review. We're so glad you're using your Deserve card for your purchases. Some merchant categories such as money transfer, gift card, and gambling services are restricted from purchases on the Deserve card. In addition, transactions may be approved or declined based on various risk criteria from the Mastercard network. These criteria may include: - High transaction amount - High transaction attempt frequency - High-risk merchants or merchant categories - International purchases - Previous recent declined transactions You will receive an email from one of our customer service agents to resolve this issue. Thanks!
diane
Apr 22, 2020
Perfect for international students
Perfect for international students
Response from DeserveApr 22, 2020
Hi Diane, We're so glad you enjoy your Deserve card. Thank you for the feedback!
Daniela
Apr 22, 2020
The customer service is always great
The customer service is always great! and the app is great !
Response from DeserveApr 22, 2020
Hi Daniela, Thanks for the feedback. We're glad you enjoy the Deserve Mobile app!
Gwen M.
Apr 21, 2020
if you’re a student with little to no…
if you’re a student with little to no debt, this card looks perfect! However, they do not have a good APR%, and are more than willing to go behind your back and decrease tour credit limit, even if your track record is 100% in time and good. Even if you have no credit, it’s still better than them hurting your credit.
Response from DeserveMay 6, 2020
Hi Gwen, Thanks for the review. Our card is great for students but we're sorry you're not having the best experience. We'd like to reach out to understand how we can make your Deserve experience better. Please call us at 1-800-418-2362 during our hours of operation between 7:00 AM and 4:00 PM PST Monday through Friday or between 7:00 AM and 12:00 PM PST on Saturdays. Thanks!
Ellie
Apr 16, 2020
How this card has any good reviews…
How this card has any good reviews blows my mind. This was my first ever credit card and it had made me reluctant to ever get another one. The amount of shady things this company has done has amazed me. They moved without notifying ANY of their customers so my payments were often delayed without explanation until I finally called them. Customer service is also absolutely disastrous. I’ve been on hold for 1 hour plus before. And when I do finally get ahold of someone, I’ve twice had rude and unhelpful customer service reps. As someone who works in retail, I understand the difficulty of working with customers, but in general you should try not to insult them while you are on the phone with them :) The promise of a free year of Amazon Prime has also proven to be not true. No matter how many times I tried to set it up through the company, it never worked. If you’re into false promises and disaster than this card is for you :)
Response from DeserveApr 17, 2020
Hi Ellie, We’re sorry you’re experiencing issues with your Deserve card. We’re very proud of our Amazon Prime Student offer and want to make sure you’re able to take advantage of it along with all of the other great Deserve card benefits. We will be happy to answer your questions regarding your specific account, but we will need to verify your identity first. Please call us at 1.800.418.2362 during our hours of operation between 7:00 AM and 4:00 PM PST Monday through Friday or between 7:00 AM and 12:00 PM PST on Saturdays. Thanks!
Danny
Apr 13, 2020
Can I give less then a 1 star
Can I give less then a 1 star? They don't deserve a single star.. WORST Company...Card and Customer Service I have ever experienced....EVER!! Run.. delete your Cache and never go back to their site again.
Response from DeserveApr 14, 2020
Hi Danny, We'd like to reach out to understand how we can make your Deserve experience better. Please call us at 1.800.418.2362 during our hours of operation between 7:00 AM and 4:00 PM PST Monday through Friday or between 7:00 AM and 12:00 PM PST on Saturdays. Thanks!

DeserveReviews of deserve.com

About Deserve

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DeserveReviews of deserve.com

Deserve reviews

Best credit card for students.

Great first card!

Deserve to be Deserved or maybe not :)

Perfect for international students

The customer service is always great

if you’re a student with little to no…

How this card has any good reviews…

Can I give less then a 1 star

About Deserve

About these reviews

More in Banking & Money, Utah

Rateworks

Crypto Tax Girl

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Live Mortgage

Deserve reviews

Best credit card for students.

Great first card!

Deserve to be Deserved or maybe not :)

Perfect for international students

The customer service is always great

if you’re a student with little to no…

How this card has any good reviews…

Can I give less then a 1 star