Imagine living a debt-free life. Take the first step with DEBTHAMMER! 🔨Experience the DEBTHAMMER difference. The goal of the free initial consultation is to assess your financial situation and help you choose the best debt relief option to significantly reduce your monthly payments while helping you get out of debt in the shortest amount of time. DEBTHAMMER never takes a shortcut with our clients. Leverage our certified debt advisors' expertise and take advantage of a no-obligation free savings estimate and find the relief you deserve today. Get Your Free Consultation About DebtHammer DEBTHAMMER offers debt relief to consumers through partnerships with multiple debt programs and lending networks. Every year, millions of people take out credit cards and other high-interest loans, and many end up in a cycle of endless debt. Our mission is to put an end to this. Smashing debt is what we live to do. 🔨 Learn More
DebtHammer (debthammer.org) has 218 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
Also known as
debthammer.org
Website
debthammer.org
Category
Credit & Debt Services
Location
Austin, Texas
Listed on Five Star Index
2026
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The company replied to 6% of reviews.
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Most recent review: August 2025.
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I have to be honest and say I was very nervous about this process. I was extremely happy with my customer service person. He was very knowledgeable and so friendly which helped me get over my nervousness. He explained everything very well and when I had a question. He knew the answers and did not have to check with someone else. It is early in the process and I can only hope that this will work and then I can relieve some stress in my life. My CSR is the best and I am so glad I was able to work with him.
VI
Vic
Trust an honesty.
The company is very lucky to have Mrs. Johana with them, she really knows how to handle the subject very well and is patient with us,
AM
Amabelle
Focus on helping people
I spoke with Aly who took the time to understand my financial situation, including my income, monthly expenses, and all my debts. She explained how the debt settlement process works, what I could expect in terms of timelines, and what the fees would be. This was really important to me because it helped set expectations up front.
One thing that stood out to me was how transparent they were about the costs involved. They clearly outlined that their fees would be a percentage of the total debt they help settle, which is typical in the industry. I was told that I’d only pay fees after a debt is successfully settled, so that was reassuring. It seems like they’re genuinely focused on helping me achieve results, rather than pushing me into a program that isn’t a good fit.
: I appreciate that they offer ongoing support throughout the process. After the consultation, I received an email with a clear breakdown of the next steps, and they assigned me a dedicated account manager who will be my point of contact for any questions or concerns. This gives me confidence that I won’t be left hanging during the program.
Since I’ve only just signed up and completed the paperwork, I’m still in the early stages. They’ve reached out to some of my creditors, but I haven’t received any settlement offers yet. I’m hoping that the process will move faster now that the initial steps are done, but I’m prepared for it to take some time. I’ll update my review later to reflect the outcome once more progress is made.
Overall, my experience with Debt Hammer has been positive so far. They’ve been clear, helpful, and professional during the initial stages of the program, and I feel like they are genuinely invested in helping me reduce my debt. That said, I’m still waiting to see how quickly they can settle my debts and what kind of savings I’ll actually achieve. I’ll update this review once I have more concrete results, but for now, I’m cautiously optimistic.
TR
The Real McCoy HD R.
It’s important to know where exactly a person stands financially which Marvin covered perfectly.
Marvin was a huge help in walking me through the process. Marvin explained multiple solutions and didn’t force me to choose, giving me the knowledge of each option is key. We discussed my monthly expenses, my credit debt of each credit card and went over everything that is involved into clearing up my debt. I mentioned to Marvin, there’s quite a few other programs out there, yet Debt Hammer to me was and is a far better company to work with. Stellar customer service and stellar financial knowledge. I’m looking forward to getting through the 6 month process! Thanks to Marvin, I know I’m in good hands with Debt Hammer!
MP
Mary P.
It was fast
It was fast, easy to understand, and very helpful! Thank you!
TC
Tracy C.
Jovana was absolutely wonderful
Jovana was absolutely wonderful. She explained everything in unbeatable terms. She has followed up and answered my questions . She is great!
JE
Jean
Wonderful customer service with no pressure
Lyn was very patient and thoroughly explained everything step-by-step. She also listened to all my concerns and apprehensions about going with Alleviate Financial
TM
TASHA M. B.
I was so stressed out about my…
I was so stressed out about my situation and Jovana was so knowledgeable and provided information that will help me do better in the future. She broke all options available and I believe I am in a better point and on the road to repairing my financial life.