David Allen Capital, Inc.Reviews of davidallencapital.com

Response from David Allen Capital, Inc.May 12, 2025

Roger, Thank you for sharing this feedback. We understand it can be frustrating to hear about multiple rejections, but we want to clarify a few key points. We’ve reviewed our records and do not have even one agent who submitted 32 complete applications and received zero approvals. Either this is not an honest review, or your friend may have unintentionally misled you. We maintain an over 80% approval rate when clients meet our minimum qualifications—those are clearly published on our website and taught to all agents. Approvals ultimately depend on underwriting guidelines from our 20+ funding partners, which include factors like consistent revenue, banking activity, and time in business. If you or your friend would like to better understand how to improve funding results—or want to see how our process truly works—I’d be glad to personally walk you through it. —David Rutz, Founder David Allen Capital, Inc.

Response from David Allen Capital, Inc.Jun 17, 2022

Sorry you weren't happy with the approval offer we were able to present. We are asking that you adjust your review though as we never promised a funding amount - just that we'd provide the best offer available from all the best online business funding partners - which we did. We didn't decline you. We presented the best offer. Just like Travelocity is not responsible for the prices of flights, we can't help what they providers will offer you as approval. As we always say, If you can get bank rates -we always recommend go to the bank first. They require real estate as collateral-but provide better rates than us. If however, one cannot get approved at the bank-we find the best offer available and when we can - present a YES to the client. The good news, one can say, "no thanks" - as you did - and there is no cost. We did all the seeking and finding without charging an app fee -etc. We only want those who want the funds and can use the funds to grow their business more than the cost to move forward. I'm sure we didn't pressure you - and glad we were able to at least give you an offer. So please rate us on our effectiveness to deliver on what we promote and promise, not on your expectations for how much you should have been approved for.

Response from David Allen Capital, Inc.Jun 17, 2022

Sorry we couldn't get a bank to approve you for line of credit -but glad we were able to get you approved for working capital funding. We understand that you didn't want to proceed. As we say, If you can get bank rates -we always recommend you go to the bank first. They require real estate as collateral-but provide better terms than us. If however, one cannot get approved at the bank-we find the best offer available and when we can - present a YES to the client. The good news, one can say, "no thanks" - as you did - and there is no cost. Sorry that some of the funding providers require copy of bank voided checks and the one who approved you required a bank login to verify validity of bank statements. There is a lot of fraud in our industry -so online bank verification is very normal and done by most all funding providers. Heck, even the SBA with all their free loans required it. Sorry you weren't pleased with the best offers we could get.

Response from David Allen Capital, Inc.Feb 21, 2022

I am sorry you have experienced less than satisfactory experience. We do partial fundings all the time but I'm not sure what happened with your application as I don't know who you are. However, we help thousands of clients who cannot get approved at their banks. So the statement you have heard that we help who banks won't- is not a lie and it is very true. In fact, the un-bankable is our our target audience. Banks are great but require collateral, great profit, great sales and great credit. We do not. 80% cannot get approved at their banks-but can with us if they have the minimum revenue requirement. In any event-if it was simply a "I want less than approved for", let your funding officer know and they will provide only the $5,000. We go as low as $2,000 in fact. If you have any other questions or feel a need to voice yourself to me- please email me directly at [email protected].

Response from David Allen Capital, Inc.Feb 14, 2022

We are sorry you did not receive a response. Please share with us the name of your company and which service you were contacting us about (Business Funding via DAC, Business Funding via BankBreezy, Payment Processing, Customer Finance) so we can look into further. We represent many services and strive to deliver excellent communication with our customers. Upon your response, I can look into where we dropped the ball. I apologize again for you not hearing from us. My name is David Rutz- I am the founder of the company. I would be happy to help you learn more about our services if you would give us another chance. You can reach me directly at my mobile, 248.808.0892 or email [email protected]

Response from David Allen Capital, Inc.Feb 16, 2022

Hello- I am sorry and puzzled with your experience. Please share with us the name of your company and which service you were contacting us about (Business Funding via DAC, Business Funding via BankBreezy, Payment Processing, Customer Finance) so we can look into further. If it is a loan request, many times the answer must be delivered via email-and sometimes that goes to spam folders. Please check your emails. However, upon your response, I can look into further and respond. I apologize again for you not hearing from us. My name is David Rutz- I am the founder of DAC. I would be happy to help you learn more about our services if you would give us another chance. You can reach me directly at my mobile, 248.808.0892 or email [email protected]

Response from David Allen Capital, Inc.Jan 15, 2022

Hello and sorry you were not able to get approved for funding. Our eligibility requirements are laid out on the website and 80% of those who meet these eligibility requirements get approved. The amount approved for is generally 75%-200% of what your monthly revenue is. I'm not certain if you got approved for a lower amount? Or not at all? But the approval amounts take into consideration current monthly revenue, FICO score, time in business, and industry. We help get funding from dozens of providers and present the best offer available. We fund from $2,500 up to $2million-but again, your revenue helps determine amount. Sorry again, that you are unhappy with the results. We wish everyone who applied qualified for what they want. But our providers have requirements and underwriting departments who determine funding approval amounts. These are NO COLLATERAL fundings, so high risk to the provider of capital. Hope you can understand. The good news is, it only takes about 10 minutes to get everything together and go through the app process. Then we go to work and do most of the manual heavy lifting. Sorry we couldn't get you a higher offer. Check back when you monthly sales are higher. Again, we generally get approvals of 75% of sales - 200% of sales. So a company doing $10k monthly sales will generally get an offer from $7,500 - $20,000.

Response from David Allen Capital, Inc.Jan 15, 2022

Hello, I'm sorry you have heard from other funding companies. We are not affiliated with any of them, nor do we share your information. Experian, however, has people who buy leads from them and when someone tries to get funding, they sometimes sell that "lead" to other funding providers who call you. We cannot stop Experian or any credit reporting agency from selling that information to other companies. But we don't do it. It is no different than if you apply for a house, you quickly start hearing from moving companies, cabinet manufactures, windows, etc. We don't buy those leads, nor do we sell them. But I would hope you will go review Experian and the companies who called you without you asking them too...rather than us who did nothing wrong. They are the ones who bought a "trigger lead" and bother people. We don't tele-market at all. Please edit your review-we aren't the ones bothering you. We went to work to try to get you a funding offer. I don't know who you are so I can't speak to your file. But we love helping business owners and don't like getting negative reviews-especially when we honor what we promote. As a business owner, I hope you understand bad reviews aimed at the wrong people. We asked this reviewer to reveal who they are to us in private so we can look into their allegations. They replied with fake information. We believe this is a fraudulent review.