CreditStrongReviews of creditstrong.com

If I can give this company a negative 5 stars, I would. At first, I saw all the good things that credit strong seemed to offer and because I was stuck at a 702 credit score and seemed to be going nowhere I figured I would give credit strong a try. Well , because They say they don’t do a hard pull I was really interested, so why then did their (Banking Company) take 26 points off of my credit score immediately when I applied. I thought that by using credit strong, they were suppose to help with your credit not the other way around. Another thing is, you have to pay a big fee along side your monthly loan payments, I didn’t see that written anywhere before signing the contract. And before closing out the loan, you will be charged another big fee along side your loan when closing out. This is my experience, I learned the hard way, so I hope nobody else learns the way that I did. Thank you……

This is a scam! Don’t sign up with them. I signed up to help my credit which was fine the 1st couple of years until my auto payment wasn’t working anymore. Apparently I needed to re input my account info which I did. But after I re input my info, auto payment was no longer an option and I had to manually make payments each month. Which I did. Creditstrong accepted my payment and sent emails saying it was received. But then a few days later they send me a new message saying payment failed and payment was returned. The catch with that is that each time a payment is returned credit strong charges a return fee of $14. Keep in mind that my monthly payment is only $15. That’s literally taking my loan payment away and them pocketing it. My bank account number never changed and I had to authorize it everytime I had to make a payment. Credit strong wasn’t accepting my payment on purpose so they can activate that return fee on me. The company is a scam, and shouldn’t be operating. They prey on ppl trying to improve their credit and their lives. It’s better to start with a secured credit card than to sign up with credit strong.

Applied for $1000 plan. somehow turned into $10,000.00 plan. Second loan for $1000, tried to pay it out early. only for credit strong to increase the limit and continue drafting payments without my consent. Interest and fees absorbs most of the payment. Customer service would not correct the errored loan amount. Overall, hurt my credit. And thecustomer service department Manager, JT, is rude and abrupt. DON'T DO BUSINESS WITH CREFIT STRONG. It hurts more than it helps. In addition to the highly compounded interest and fees. Lori G.

They are extremely misleading. I closed my account today after 7 payments of $180 and got back $411. Don’t say all over your site there is no penalty when clearly there is!! $800 in interests and fees and my credit score went down. Ridiculous. Not clear at all when you sign up!!! For a single mom with no help just trying to get her credit better this was a huge blow!!!

Credit Strong will report on your credit. You can use Credit Strong as a savings account. Credit Strong will automatically take it out of your bank, but Credit Strong does not tell the truth at the start when it comes time to close your Credit Strong account they will take half of your money under the guise of being interest. When I first opened a Credit Strong account I was under the impression I could close it at any time without any penalties. This is simply not the case they will take half of your money when you close your account if you do not go full term with it

Thanks reviewers. This company sounds as bad as Kickoff - I'm glad I read these reviews before doing business with these people

Don’t waste your time and money. It doesn’t make your credit score any higher. It’s just a scam for them to use your money for their own benefit. The interest they make from your money is 100 folds more then any boosts of your score. Also you don’t receive hardly any interest from the savings account. Pay your own bills off. You come out better and less stressed

SCAM!!!!! After closing accounts you will lose all your money. Was told that for security reasons they have to keep my funds for six or more months. SCAM!! SCAM!!