Credit Counsel EliteReviews of creditcounselelite.com

I signed up for the 5-day bootcamp after hearing about the founder on a YouTube podcast. I went in expecting to learn practical strategies for improving my credit score, disputing inaccurate information on my credit reports, and getting business funding. After four days, my experience was extremely disappointing. My estimate is that only about 5% of the content was genuinely useful. Honestly, you could probably get more practical information by simply asking AI about credit score improvement, credit report disputes, and business funding strategies. The other 95% felt like one long sales pitch. Every day included presentations with very little actionable information, followed by endless success stories about how people's lives could change if they purchased the next level of coaching or mentorship — with prices mentioned ranging from $5,000 to $10,000 and even $35,000. The message was essentially the same every day: achieving success sounds easy if you buy their program, but things will be much harder if you don't. There were also repeated emotional appeals involving God, family, and the idea of joining an exclusive circle. Instead of focusing on teaching practical skills, the experience felt heavily focused on building trust and creating pressure to buy. My biggest issue isn't even the money. It's the time. Spending approximately 1.5 hours a day listening to sales presentations over five days, while expecting actual education, was incredibly frustrating. If you're considering paying even $100 for this bootcamp, I would seriously reconsider. Based on my experience, I don't believe the educational value justifies the time commitment. I'm not saying nobody has benefited from their programs. I'm sharing my own experience as someone who joined to learn practical strategies and felt that the educational content took a back seat to selling expensive coaching packages. **My advice: do your own research, ask specific questions, compare independent resources, and don't confuse motivational speeches and success stories with actual education.**

I was so excited to be a part of this group but in the end they did NOT do as expected. Took my $5000 and dropped me like a hot potato instead of pulling through to help me get across the finish line. I paid for two people - my son never got his review and never got on the platform. And once I started having funding problems they never spoke to me again - never helped Just took my funds and gone!!! I would not do this program there are many many more that offer better help.

Brandon Johnson stole $4k from me and provided nothing. Luckily I didn’t pay the $12k they decided that their ridiculous course was worth upfront because I figured it was a scam but I wanted it to be real so I did get $4k stolen from me. I was lied to about the program and timelines. There are a lot of other cases worse than mine. Do not trust these thieves! Here’s the course: 1. Pay off all of your debt with your current income. 2. Get any negative remarks on your credit removed by yourself. You’re welcome!

I paid $20,000 to Credit Counsel Elite after being sold on clear representations of help securing up to $300K in 0% interest, no-doc business funding within 30–90 days. I fully disclosed my financial situation and constraints before enrolling and was explicitly told they could help. What actually happened: I received no meaningful help securing funding Support consisted mostly of generic guidance and publicly available information I was repeatedly told to “wait 6–8 months” after paying a premium price that was justified by early, hands-on support I was required to do nearly all the work myself, including contacting banks and researching underwriting thresholds The strategies provided repeatedly triggered manual reviews and documentation requests rather than no-doc funding I incurred thousands of dollars in interest financing the program itself, while receiving zero funding results in the timeframe promised. When I requested a refund due to lack of results, the terms suddenly shifted. Despite having paid $20,000 upfront and being told a remaining balance was waived, I was pressured with threats of collections for an additional $10,000. After posting an honest review, my access to paid portals was revoked. The company has also repeatedly attempted to flag and remove negative reviews, creating a misleading public image. This experience caused significant financial stress and emotional strain. If you’re considering this program, document everything and be extremely cautious. I would not recommend it.

This review speaks not only for myself, but for many others whose truthful, firsthand reviews about this company have been systematically flagged and removed. There appears to be a consistent pattern here: Whenever customers share honest, negative experiences (even those that are factual, respectful, and backed by documentation), those reviews are swiftly flagged, hidden, or removed under claims like “defamation.” This creates a false and misleading public image of the business. Flagging truthful reviews undermines the purpose of this platform. Consumers deserve full transparency to make informed decisions. Suppressing honest feedback erodes trust and raises serious questions about integrity. To be clear, this review: Represents concerns raised by multiple reviewers. Complies fully with Trustpilot’s Guidelines. Is shared in good faith to protect and inform future customers. If you notice a lack of negative reviews here, this pattern of review suppression may explain why.

Would not recommend. Too expensive for the value they provide. I personally believe they made false claims. I don't know anybody who has gotten 500k at 0% and has been able to repeat that process every 6 months. @Jennifer - This is the conversation that should have been had a long time ago. You know how to reach me.

EDIT: Brandon is not who he presents himself to be. In my experience, he displayed highly manipulative behavior, made false promises, and then revoked my access with no resolution. I paid $20K and was left with nothing. The conduct I experienced raises serious ethical and legal concerns via retaliation after I voiced honest feedback. He sells outcomes he does not fulfill and removes you from the program if you question or challenge him publicly. That was my personal experience after leaving a factual review. From my perspective, he's operating with deceptive marketing, wrapped in the appearance of "Christian values" and “family.” - It’s hard to reconcile how someone can present themselves this way - taking over $20K from honest people, delivering nothing, then refusing any refund or resolution after failing to provide the promised services. To make matters worse, they revoked all future assistance. Is that ethical? Is that what integrity looks like? Whose interests are really being served; the client’s, or just their bottom line? Throughout the program, I observed direct instruction encouraging participants to misrepresent personal income, business revenue, and business + application intent when applying for credit. The following statements are based on my direct experience as a paying member. I have not disclosed any proprietary templates or documents. However, I believe certain practices shared during this program may raise serious legal and regulatory concerns - including guidance on submitting identity theft affidavits for accounts participants were actively instructed to open. I am sharing this solely to protect others and to bring attention to conduct that may fall outside legal compliance. No NDA was signed, and my disclosures are in good faith. I was sold on the idea that I’d receive real support to obtain $300K in 0% business credit within 30–90 days. Before joining, I clearly communicated my situation and constraints and was told they could help me. Affirming with certainty that I will confidently achieve my goals with them in 30-90 days. Fast forward two weeks: little to no real effort was made to meet me where I was. I charged the cost to my credit card with the intention of getting help to afford it - and got no meaningful support in return. 3 months later.. They seemed to put more energy into keeping people in the program than actually helping them succeed. There were many signs of bait-and-switch tactics. Including sales misrepresentation of the first rounds being DFY vs learning how to do it DIY later. (There is no DFY, and I have documented proof) - Brandon refused to release the transcript upon multiple requests. (He failed the ethics test) The “deep AU discount” was another misrepresentation - the tradelines were actually 2x+ more expensive than public and private AU markets. The strategies felt outdated and disconnected from what’s currently working in the real world. Based on the results manifested vs using other working data in real time from prior groups and experiences (before and after CCE guided attempts) There appeared to be no clear understanding of stated income thresholds or documentation triggers - things real funders and underwriters track closely. I was told to contact each bank and figure this out myself - which defeats the purpose of paying for expertise. They claimed deep banking relationships flexing a list of 9100+ banks; but in reality had a very limited number of relationship managers (less than 10), many of whom were ineffective. Even major banks like BofA required documentation, and their contacts couldn’t override it. After going through hundreds of banks and following their system, I secured zero funding. Using their data points consistently got my applications flagged for manual review and triggered income verification requests. However, when I applied insights from other modern funding experts, I saw significantly better results - fast. That was the most telling difference. (FREE) This felt like a money-grab model that could only help someone who knew absolutely nothing and was willing to do 99% of the work themselves. The value exchange was completely out of balance. I truly wish they cared more about my success and goals. Boasting how they have internal KPIs; paradoxically does not align with their lack of results. This entire experience was deeply frustrating. I paid $20K, got removed from the program, and received no meaningful support or funding. I feel like I lit money on fire and am now stuck paying interest on a debt for something that returned zero results - despite doing everything on my end. This was extremely difficult to speak up about, but it needs to be said. I hope this protects everyone from going through the same thing.

My wife and I a consult call with Nick M 1 day ago. We listened to his pitch and stated we would be back in touch actually today to speak. Prior to speaking we receive an invoice for 5k "due on receipt" and 10k over next 4 months. What a joke this is. First, terrible sales cycle. Second, overpriced for pitch to have the "invitation" to learn "infinite banking" and "business opportunity" club. Stay away.