Credit Team USAReviews of credit-team.com

I worked with this company years ago to get some random detractors off my credit report. A toll from Indiana, some things that made it to collections even though I had paid them or had paid them once I realized they existed and were in collections. They did a good job and got a lot of things removed. But then I went to them for debt consolidation. I get that not being an option at the time, but they stopped emailing me mid-process and never updated me on the status of my applications. I sent multiple emails and called more than 3 times, leaving messages for Ron Bennett. To add injury to injury, they charged me $60 to sign up for a service called IdentIQ to pull my reports (they said it would be a one time charge). The following three months I was charged $20/mo (another $60) for a service I never asked for, authorized or needed as I already pay for those services through another company. I was finally able to cancel the IdentIQ account, but they refused to refund me because Ron Bennett had checked a box stating that I wanted to enroll in their services, again, without my authorization. Proof? When I went to cancel the IdentIQ account, I clicked reset my password (because I had no idea what it was) and I got a message "this email address does not exist". I never started an account with them. I'm sure the credit team is enjoying a nice affiliate kickback. In summary, I called to consolidate some debt, a pretty common thing, and not only did I not get approved, I lost $60 more that I will never see again. Ron could have just told me I had to enroll and then cancel. But he was too busy (always) and likely had other callers ready to give him a cc # on the other line. He never, not once, called me to update me on the status of my application. I had to track him down with multiple messages to get one call back. I don't have to pay for that kind of abuse, I can get it free most places. Go to Lending Club directly, they were very nice.