Coast FundingCoast Funding provides working capital solutions and specialty financing to small businesses nationwide. When working with Coast Funding, you can expect a personalized and professional approach with access to the most competitive business funding programs available in the market today. Our goal is to understand what each client is looking to accomplish and deliver a funding program tailored specifically to meet each client’s financing needs.
Coast Funding (coastfunding.com) has 217 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
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Investments & Wealth · Seal Beach, California
Excellent
Investments & Wealth · Irvine, California
Excellent
Investments & Wealth · Calabasas, California
Excellent
Investments & Wealth · Orange, California
Excellent
217 approved reviews, newest moderated first
Dina H.
Justin was very friendly and helpful. Our loan was processed very quickly!
Response from Coast FundingMar 25, 2026
Thanks for taking the time to leave a review, Dina! We're glad that Justin was able to help you out quickly. Wishing you and your business continued success!
Christopher
Fast and Easy! Thank you
Response from Coast FundingMar 20, 2026
Thanks for taking the time to leave a review, Christopher! We're so glad we could help and look forward to continuing our relationship with you and your business.
Jerred M.
I'd learn how to run a marathon to get as far away from this company as possible. Predatory rates, and very stringent on providing capital - even with the outrageous terms. Continues to reach out to me even though I told them I wouldn't be going through with their "best" offer.
Response from Coast FundingMar 15, 2026
Jerred, Thank you for surfacing your concerns. You started your journey by searching for a business loan on Google and arriving at our company. The ad that you clicked on clearly stated “Must be an established business generating at least $200K in annual revenue.” Upon review of the bank statements provided, your business is generating between $5K and $18K in deposits per month, which is below our typical requirements. Despite this, we were still able to secure approval for two different programs including a business line of credit. While your rates were certainly higher than our company’s average, predatory as a descriptor isn’t a fair assessment. Qualifications are a key driver of cost as is funding amount. When you are dealing with low funding amounts ($6,700 on one program and $10K on the LOC which is the lowest limit we offer), the “rate” or cost as a percentage of funded amount will be higher. To address being stringent on providing capital, yes, we are conservative and proud of it. Your request was for $50K over a 12-month structure. Unfortunately, providing $50K to a business with average cash on hand of $2,425 is not a prudent underwriting decision. Coast is committed to guiding clients to responsible decisions and that means not overextending the business or providing amounts that are unsustainable. We want to set clients up for success, not overload them with a structure they can’t support. Lastly, to address our ability to read financial statements, yes, we did struggle with yours as you took pictures in the front seat of your car rather than uploading PDF versions, so that was a bit challenging. Coast Funding is a boutique source. When most people hear "alternative" they think high risk or high rates. Coast is neither. Our client base consists of established businesses with strong cash flow, clean financials, and a track record that supports the capital they're requesting. That selectivity is a feature, not a flaw — it's why our clients receive structures that are genuinely competitive, real underwriting attention, and a partner invested in their long-term growth rather than just a transaction. Not every business is the right fit, and that's by design. We wish you the best in your search, and hope you find a product that fits where your business is today. Once you explore the market further, you will likely realize our offers were a blessing rather than offensive as you feel today.
holly M.
They really work hard to find you money and with very quick turn around. Gino is a work horse, but always pleasant and respectful. Communicates in whichever way is easiest for you. I appreciate his hard work.
Response from Coast FundingMar 4, 2026
Thank you for your review, Holly! We're glad Gino was able to find a solution that works for your business and communicated effectively. We look forward to working and growing with your business!
Gail K.
Quick and easy results. Gino was very helpful through the entire process. Highly recommend.
Response from Coast FundingMar 3, 2026
Thanks for your review, Gail. We're glad the process was easy for you and that Gino provided a helpful experience. We look forward to working with your business again in the future!
Butterflies & W.
Matthew Biggs, the Funding Advisor assigned to our application helped us through the funding process was very professional, prompt, answered any questions we had, explained each individual step. He was very thorough in details. The whole process only took a day - two days. It was nice to have such a good experience, as many times these days, there is not any customer service provided in the industry.
Response from Coast FundingMar 3, 2026
Thank you so much for taking the time to leave a review! We're so glad to hear you had a good experience working with Matthew and that he was able to get you funded quickly. We appreciate your trust in us, and we look forward to continuing to work with you.
Robert W.
A great experience from initial contact through funding and beyond . Excellent communication. Appreciate the wonderful customer experience
Response from Coast FundingFeb 27, 2026
Thank you for taking the time to leave a review! We're so glad to hear that you had a great experience working with us. Wishing you and your business continued success!
Glenn
It was great same day service
Response from Coast FundingFeb 19, 2026
Glenn, thanks for leaving us a review! We're glad we could get your business the funding you wanted in such a timely fashion. We look forward to working with you again!