Coast Funding provides working capital solutions and specialty financing to small businesses nationwide. When working with Coast Funding, you can expect a personalized and professional approach with access to the most competitive business funding programs available in the market today. Our goal is to understand what each client is looking to accomplish and deliver a funding program tailored specifically to meet each client’s financing needs.
Coast Funding (coastfunding.com) has 217 customer reviews on Five Star Index, with an average rating of 4.9 out of 5.
Also known as
coastfunding.com
Website
coastfunding.com
Category
Investments & Wealth
Location
San Diego, California
Listed on Five Star Index
2026
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The company replied to 99% of reviews.
Latest
Most recent review: October 2026.
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Trabajar con coast funding due una experiencia muy agradable, me saturation muchisimoooo, Gino la persona Que se encargo de todo, super amable, empatico y dispuesto a solucionar cualquier cosa! Sin Duda recomiendo coast funding! Hacen increíble trabajo ❤️
Response from Coast FundingJun 25, 2025
Laura, ¡muchísimas gracias por tus palabras! Nos alegra enormemente saber que Gino hizo que el proceso fuera memorable para ti. En Coast Funding, nos enorgullece brindar una excelente experiencia a nuestros clientes, así que significa mucho para nosotros ver que eso se reflejó en tu experiencia. Agradecemos sinceramente tu recomendación y esperamos poder ayudarte nuevamente siempre que lo necesites.
DH
Dwayne H.
5 Star Justin Wells
Absolutely outstanding customer service! From the moment I reached out with my inquiry, Justin Wells was incredibly responsive, friendly, and professional. He went above and beyond to ensure all my questions were answered thoroughly and that I had a seamless experience. His attention to detail and genuine care truly set him apart. I couldn’t be more satisfied and will definitely be recommending Coast Funding services to others. Thank you for such a wonderful experience! And I definitely will be continuing services with Coast funding because of Justin Wells.
Response from Coast FundingMay 22, 2025
Wow, thank you so much for the kind words and glowing review, Dwayne! We are thrilled that you had such a great experience with Coast and that Justin was able to assist you with your funding needs. This type of experience is what we strive for with each and every client, so we're happy to hear that you were satisfied with the process. We look forward to helping with your funding strategy again in the future!
SC
Sharon C.
Caleb was a joy to work with
Caleb was a joy to work with. I felt heard and he helped me get the funding I needed for my business.
Response from Coast FundingMay 15, 2025
Sharon, thanks for taking time out of your day to leave us a review! We appreciate your thoughtful words and we're glad Caleb was able to provide such a helpful experience for you. We look forward to continuing our business relationship with you in the future!
PA
Patricia
I had a great experience borrowing…
I had a great experience borrowing money from this company. From start to finish, the process was smooth and professional. Paul Maloof was always available to answer my questions and went above and beyond to make sure everything was completed properly. His support made a stressful situation much easier. I truly appreciate the excellent service and highly recommend this company to anyone in need of financial assistance.
Response from Coast FundingMay 15, 2025
Thanks for leaving us this review, Patricia! We are glad Paul provided such an excellent experience for you and relieved some stress around your situation. We look forward to working with you again in the future!
TJ
TJones
Justin was great very knowledgeable and patient
Justin was great, very professional and knowledgeable he made the process very easy.
Response from Coast FundingMay 12, 2025
Thank you so much for taking the time to leave us a review! We're glad Justin was able to make the process easy and successful for you. We look forward to assisting you and your business again in the future!
AR
Austin R.
10/10 experience
10/10 experience! Ashley Aronson was extremely diligent, completely transparent with my terms, and incredible the entire way through. Super easy process and got funded the very next day. Thank you Coast Funding!!!
Response from Coast FundingMay 2, 2025
Thank you so much for the review! We’re thrilled to hear that Ashley's transparency and diligence made this a 10/10 experience for you. We’re glad we could make the process easy and get you funded quickly. Thanks again for choosing Coast Funding!
HW
Heather W.
Warning: 52% APR not 4%. Misleading, high pressure broker.
High pressure broker. Misleading language. They push they are at 4% interest but it's monthly. To be clear the annual percentage rate (APR) is 52%! So 52% of your payment is interest. CA protects consumers and locks rates at 36% however business loans are not regulated like individual. Buyer be careful! No situation is worth 52% ever! I've never seen a rate like that. I didn't think I was looking at an APR when I saw it until I did the math myself. The rep said I couldn't cancel and wanted me to hold payoff for 10 days. That means this broker makes a kickdown from the bank if the loan holds for a period of time. I called the bank directly and they closed the account, refunded all fees, and stopping the draw. The bank was concerned about this broker and what they were doing. They asked for the reps contact info. You can always just go direct to a FDIC insured bank for a business line of credit and avoid the markup.
Response from Coast FundingMay 2, 2025
First and foremost, we are sorry you feel this way and that your transaction escalated to this point. After over three years without a blemish or negative review, what you articulate is certainly not how Coast does business and does not reflect our core values. Following the receipt of your review, we conducted a thorough investigation of all communication related to your transaction to see where things went wrong.
To begin, at no point in your transaction did we communicate that your approval was calculated as a 4% APR. In fact, we made sure to communicate not only the monthly rate, but the total cost associated with the program. Secondly, you were presented with other options that had lower costs and fees associated, however you gravitated to the line of credit program as the best solution for your business. As we reviewed the conversations, it seemed as if you heard what you wanted to hear vs. what reality was given your extensive experience as an underwriter for a bank historically, which you pointed out multiple times throughout the process. Due to your experience, knowledge of the financial markets, and the fact that you worked with another “loan officer” shortly before working with our company, who you disparaged as well, our representative inaccurately assumed that you clearly understood the program. Of course, we could have been more thorough in our process, but the fact that most calls began with “you have 6 minutes” or similar, we wanted to be respectful of your time. We understand that entrepreneurs are busy, thus speed and ease of process are generally features our clients appreciate.
California and many other states require funding companies such as Coast to provide APR and total cost disclosures to clients. Very similar to the Truth In Lending disclosures for consumer credit, Coast Funding provides clear disclosure of APR and/or total cost for all programs it offers. We value transparency and want all clients to fully understand the terms prior to funding their transaction. We also have this procedure in place to safeguard clients in the event they miss something in the presentation of terms initially. In your case, admittedly, you didn’t read this disclosure because you “signed on the side of the road.” It was not until after signing, and your transaction being funded, did you take issue with the terms of the transaction.
To be clear, the total cost of your transaction was not 52% as you outline. The benefit of the line of credit program is the client is in control of cost and the sooner the client pays back, the less cost they incur. While the annualized rate may have been perceived as “higher” on your specific transaction, we tried to educate you on how to use the line responsibly to minimize your cost and have a resource you could leverage in the future.
It should also be noted that the cost of capital and terms associated with each transaction vary dramatically depending on the qualifications of both business and applicant. The line of credit program in particular is more focused on credit than some of the other programs you were offered. Both credit and cash flow were a challenge and thus risk profile associated increased, as did the cost of the program.
In summary, we apologize that you didn’t see value in the programs that we offered. As you continue your search for financing, perhaps you will begin to realize that we weren’t bad people, we aren’t some pushy broker, and we probably would have been the best solution and partner long term, because we actually care and wanted to help.
For any prospective client reading this response, we hope that you can feel the sincerity of our company and see that we were just trying to help. Reputation is everything to us and we hope that you will gravitate to the hundreds of other reviews from clients that see value in our programs and appreciate the Coast relationship.
GC
George C.
Gino is very knowledgeable and helpful
Gino is very knowledgeable and helpful! The whole process was pretty fast and easy.
Thank you!
Response from Coast FundingMay 1, 2025
Thank you for taking the time to leave a review, George! We're so glad to hear you had a good experience with Gino. Wishing you and your business continued success!
