Climb CreditReviews of climbcredit.com

It is horrible! I feel they misled me, lied to me, and scammed me. They have it all on their audio recording from the phone calls. I had to fight to get even a portion of my money back! I went through several phone calls and out of fully paid tuition they wanted to give me a $695 refund. This was after I paid thousands of dollars and only got 3 classes out of the classes I was promised. I had to appeal that and finally got a little bit more of a refund, but not what it should have been! Except I haven't got the money back. I keep getting the run around from Achieve and Climb Credit, Which is where my loan was through. Mind you, my loan is paid in full. But Achieve said they had to send my money to the loan holder, because that is the contract they have between the two institutions, and that is their process. Then the loan holder would refund my money to me. I have spoken with several people from both institutions, and no one can seem to tell me where the refund is. This is months later. Stay away from them. Don't take a loan from climb if you can avoid it. I think it's ridiculous! With the cost of college, students getting scammed is crazy! It's already expensive enough to go to school these days!

I signed up for this climb to help rebuild my credit and just like many others I was absolutely fooled. I called my credit score company and they told me they were not reporting which actually decreased my score. Whenever I phoned them, they did not take me seriously and I actually heard them chuckle in the background. Be very aware of this company. Do not use there.!!!!

Since my loan was disbursed 3/2023, I have had two payments taken out of my account every month. I am unable to speak to anyone but received text messages stating they are "working" to resolve the matter. I am told that the reason for 2 payments is that 2 loans were disbursed to the school. When they receive the money back from the school, they will refund that money. However, there is only the document for the one loan being disbursed and I only receive one monthly statement with one account number. DO NOT MAKE THE SAME MISTAKE I MADE. I have sent a secure message through their website and have not received a response. So, I have removed authorization for automatic payments to be taken out of my checking account and plan to seek legal assistance in resolving the matter.

They advertise 0% loans yet never grant them. It's a scam to advertise only to heard young people in to get them to sign up for high interest loans. Do not waste your time...its a joke!

It's a scam. This company appears to be a foreign company. Their website is terribly made. Take note of their photos and that they have NO CONTACT INFORMATION. Careerist never graded my exams, nor even spoke to me. My account went a total of six months when finally someone reached out. By then I had been hired at another job for what career I had previously. I attempted to contact Climb on six separate occasions to no avail. It's a complete scam. Do not do business with this company.

I went through absolute nonsense to apply for the loan. Found a coborrower, signed it. Ended up dropping out of the bootcamp (twice). I have repeatedly called Climb to address the issues with the disputed loan amount. Their own systems don't even reflect the correct fund value and they are now asking for a dollar amount well in excess of what was borrowed or used. I did not complete the program. I do not owe this money as it wasn't relevant anymore. The funds were returned to them as far as I am aware. If General Assembly failed to refund them, they need to take that up with them, not me. I have no contact with the school and to get a nasty message from a third party like that a literal day after having the biggest debt in my life removed from my credit finally after over a decade of fighting is an absolute nightmare. There is a data discrepancy between their original application platform, UAS-the payment platform (for some reason) and the data the folks on the phones have. I have wasted something like an entire work week's worth of time this calendar year calling and arguing with these fools. I don't know who they paid to submit 5* reviews but take them with extreme caution, they're lying. This company is predatory, they are full of lies and they are running a scam, frankly. I'll be filing a complaint with both the State of California and the Consumer Financial Protection Bureau this Monday since Climb can't get their stuff together well enough to have prevented things getting to this point. It is SHAMEFUL to be providing loans for technical education and have such weak, ridiculous data management and organization. Clearly not being run by accountants; accountants know how to process freaking software. I am absolutely sick to my stomach at having to deal with this right before Christmas. Rude and disgusting behavior by a disreputable company that pays to manage their SEO so their negative stories don't pop up first. I checked beforehand. A LOT MORE STORIES ARE POPPING UP ABOUT THEM NOW AND NONE OF THEM ARE GOOD. If you're considering borrowing from them for a technical education? Don't. Go online, look up "Free coding resources" and check reddit for communities. Don't put yourself in the position I'm in. Good lord I'm furious about this...

New updated review! After finding the issue, the website does not allow you to make additional payments if you have an automated payment for your amount due. It will simply pay your balance, and not apply payments to your principal. They supposedly fixed this for me and set the autopsy to a fixed amount, now I can make additional payments. They didn't tell me that they had set my next payment for DOUBLE THE PAYMENT AMOUNT! Thank God I checked, because I would've been out a lot of money. My $417 payment was scheduled to autopay at $834. The only way I found out was because they screwed up my paperless billing and actually sent a bill in the mail (I had never received one in the past as this account was always paperless from creation). I thought it strange that I received something in the mail. Luckily I checked and found the error. So they've been applying all of my payments incorrectly, then when the payments are fixed, the autopay is configured to take too much money and my paperless billing is canceled. This is crazy.

Using climb credit has been one of the worst decisions of my life. No one gets in contact with you. They use UAS Connect and apparently these agencies are not in contact with each other. I pay through UAS connect, yet Climb reports nonpayment to credit agencies which in turn negatively affects your credit score, even when your payment due amount is $0. I would not advise anyone to use this company. My experience the past couple of months has been AWFUL.