Affordable car insurance that’s smarter, faster and puts your needs above all else, helping you make informed decisions every step of the way. Through our award-winning app, we offer the industry’s fastest claims, easy payments and convenient policy management.
Clearcover (clearcover.com) has 339 customer reviews on Five Star Index, with an average rating of 3.7 out of 5.
Also known as
clearcover.com
Website
clearcover.com
Category
Insurance
Location
Chicago
Listed on Five Star Index
2026
About these reviews
Replies
The company replied to 82% of reviews.
Latest
Most recent review: October 2026.
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Reviews are shown as their authors wrote them. The company can reply, but cannot edit them.
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The only reason I went with this company originally was the cheaper cost, horrible mistake. Sometimes it would take several business days to hear back from a customer service agent. Long story short, when we started using them, it was only around $250 per month, they went up to $295 and then later $385 with no explanation as to why. This is with no claims that we received a payout on and no moving violations in the past 7 years. Needless to say, we now have BETTER coverage with Progressive and it’s only $185 for full coverage on two vehicles. Do not punish long-term customers just because you think people are too lazy to shop around.
Response from ClearcoverMar 7, 2023
We know that a rise in car insurance costs can be frustrating, Caleb, especially if you haven't filed a claim and have a clean driving record. But know that insurance premiums aren't raised on a whim, and factors ranging from your vehicle’s age to inflation and supply chain issues may impact insurance rates each term. We're glad you were able to find another insurer that better met your needs, but we hope you'll continue checking back in with Clearcover to see if we can beat Progressive's pricing again in the future.
ME
Meg
Slow customer service.
Slow customer service.
If you are an online-only company and have zero physical presence, I expect you to have quick turnarounds on email. you have chat but no one is online on it.
you don't have a phone number to call.
very unhappy
Response from ClearcoverDec 1, 2022
We're sorry you had any trouble reaching our customer support team, Meg. You're right that we offer chat and email service, and we have a phone number as well. You can give us a call at 855-444-1875. If you're still having any issue getting through, please email [email protected] with "Trustpilot review" in the subject line so we can flag your message for further assistance. Keep us posted!
CC
Cody C.
Took forever to finally get ahold of my…
Took forever to finally get ahold of my claims agent to even get the process started
MW
Maddy W.
Voicemail 100% of the Time
Every time you call clearcover, nobody is there to answer the phone. I always have to leave a message for someone to call me back. The last time I called nobody got back to me I called them Friday and today is Tuesday and still nobody has got back to me. People need somebody to talk to when they call their insurance companies. It is always 100% of the time I call I get a voicemail. The app is garbage and has limited things you can do on it.
I dropped them and went to a company that I can physically call and get someone on the phone.
Response from ClearcoverSep 17, 2020
Hi Maddy, we’re so sorry you haven’t been able to get in touch with our team — we know how frustrating radio silence can be. To confirm our contact info: our support phone number is 855-444-1875 and our team is available Monday - Friday, 8 a.m. to 9 p.m. CT. We are also available by live chat via the app or Help page: https://support.clearcover.com/hc/en-us. We want to help address the concerns that you have, but we are unable to identify your account based on your Trustpilot name, can you please email us at [email protected]?
SH
Sherrie H.
Last summer I had a rock fly and hit my…
Last summer I had a rock fly and hit my windshield, and I got a quote for a windshield and it was several 100 dollars, I called Clearcover and reported my claim. I have full coverage, becaus Obama srill paying car payments. Now they called me back and told me that I would have to pay a $500.00 deductible. So if I have to pay that is cheeped to just buy a windshield? The last insurance I had was mercury which I had a more expensive car and I had full coverage. I did not have to pay a deductible, ans got my more expensive windshield free. And they came out to my house and put the new one in. I don’t understand why I have to pay a deductible it’s like paying more for the windshield? They are a low cost insurance company, but the policy’s are going up a little. And not quite sure if it’s worth. They say you get what you pay for. And I am still driving around with a cracked windshield which was not my fault to began with s rock flew from a truck on the freeway ans cracked it. But now due to weather being hot and just shutting the doors the cracks have gotten bigger. And I am on a limited income and cannot afford to get a new windshield.
Response from ClearcoverNov 25, 2019
Hi Sherrie, thank you for taking the time to provide your feedback. If your car’s glass requires replacement, then coverage depends on the repair cost. Following that, your comprehensive deductible is applied to the total cost. If your comprehensive deductible is higher than the total cost of the repair, then your insurance coverage would not apply, and repairs will be out of pocket.
If the damaged glass can be repaired without full replacement, like a small crack, then Clearcover covers the cost. Our Customer Advocate Team is happy to discuss your glass coverage further and available for chat via the Clearcover app.
AP
April
I am incensed
I was involved in an accident on the 7th of September 2019, in short I (my vehicle) was struck by another. In 30-years of driving I"ve never had an accident or moving violation, albeit I was/am insured fully a part of what I pay for is "uninsured motorist coverage" in which I do not have to pay my deductible; the insurance I was shown by the person who hit me clearly showed "TEMPORARY" not valid after April 11 2019...we're in September. I called Clearcover immediately and there was no one to speak to as their office was closed, my first issue, so I had to submit my claim online. I had to wait Saturday-Sunday until anyone was available...and I had to call them. We are now in the middle of the month and my vehicle has not been repaired, I have a clear title, I have no payment, no information on the other party and was told "approval" would have to be given to waive my deductible EVEN if the other party is in fact uninsured; that constitutes outright fraud. Second, Littleton Group is who I've to speak to and Clearcover is just out of the loop. Needless to say, I am beyond incensed and have left a message with a Supervisor today by the name of Eddie Guerra, I've received no return call. After this I will be leaving Clearcover and returning to Allstate, my one lesson is don't get insured by a company that is not local. I'm also filing a BBB complaint. If the other party is not insured and Clearcover insist's I pay my deductible, again it's fraud and not subject to the approval of anyone and I will become litigious. I'd be remiss, if I didn't state upon my call earlier today I was also told that "approval" was needed to pay my claim.
Response from ClearcoverSep 18, 2019
Hi April, we are sorry to hear about your accident. We aim to provide an exceptional claim experience for all our customers and are sorry for this frustrating experience. There are two optional coverages if an uninsured driver is at-fault for an accident. If you have Collision coverage, you can also opt-in to have the Collision Deductible Waiver Coverage, which waives your deductible if you are involved in an accident with an uninsured motorist. Or a policyholder can have Uninsured Motorist Property Damage which provides coverage up to $3500 if an uninsured driver hits you. For either of these coverages to apply, it needs to be verified that the other driver doesn’t have insurance. In some instances, a driver may have just forgotten to replace their old card, hence why there is a validation process. We were glad to hear you connected with our Director of Claims, and a check was issued via 2-day shipping so you should have it soon. Our Claims Team will be in touch by the end of the day today with any updates for you. We appreciate your continued patience while we work to resolve your claim and get your vehicle back on the road.