Christian Healthcare MinistriesReviews of chministries.org

Our family has paid to be members the last 8 years or so. We were gold level with CHM plus. This spring the worst happened. I got chest pain, went to ER and chest CT showed tumors. I have two cancers, lymphoma and thyroid at 46 years old. The next six months have been a whirl of surgeries, biopsies, chemo etc. Understand that all the administrative resposibility of submitting bills, obtaining itemized bills falls on you, and it is A LOT! That is the biggest downside. Expect to have someone get really organized to juggle submitting the flood of bills. That being said, I am so thankful from the bottom of my heart to have my bills provided for. We would have lost everthing and I would not be getting the care I need without it. The best part is that CHM does not dictate your treatment like insurance. My oncologist told me that I could not have the drug that increases survival and greatly decreases adverse organ damage because insurance would never pay for it. I told him that CHM is not insurance, and they would pay for it, and they have. CHministries has literaly saved my life. I have children at home and I have a 91% chance of a permanent cure with the latest immunotherapy. CH ministries has saved my life and my families financial stability.

My wife had a surgical procedure in April 2026. Christian Healthcare Ministries has been great to work with. They are friendly and accessible. It is just nice to work with people who are like minded spiritually and pleasant to work with, unlike most insurance companies. We got pre-approval on the surgery which really helped. The biggest challenge was not CHM but getting medical service providers to provide itemized bills and not just provide estimates. This is key. But that is not their issue, it is the doctors and facilities who usually work with insurance companies and not self pay customers like we did with CHM. My experience with my wife has been far better than our last event where we dealt with a major insurance company which was a terrible experience. If you are a Christian and want to participate in this sharing ministry, I highly recommend them. Our experience has been very good.