Cash Time Loan Centers have been serving Arizona with Cash Loans since 1997. We are locally owned and operated with headquarters in Phoenix, Arizona. Cash Time offers Auto Title Loans and Personal Loans with approval in just minutes from over 20 Arizona locations in Phoenix and Tucson. For additional loan information, visit http://www.cashtime.com or call (602) 433-4090.
Cash Time Loan Centers (cashtime.com) has 816 customer reviews on Five Star Index, with an average rating of 4.6 out of 5.
Also known as
cashtime.com
Website
cashtime.com
Category
Investments & Wealth
Listed on Five Star Index
2026
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The company replied to 94% of reviews.
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Most recent review: June 2026.
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Not happy my loan was at $700 dropped down to $500 half way paid off wasn't able to request an increase when questioned why was told maybe because I asked for an increase
Response from Cash Time Loan CentersAug 6, 2018
Hi Mary,
Sorry to see that you ran into problems trying to get an increase. We would encourage you to reach out to store management to inquire as the the reason it was denied. You should be able to get a more concise answer. Again, we apologize for your experience not living up to our standards, and we hope that we can help out in the future.
Best,
Cash Time Loan Centers
RM
Robert M.
I can’t understand about online loan.
I can’t understand about online loan.. I had put my information,, and then they said 30min 15min.. they won’t call me back, I have to call back them. And then not approved that. They don’t have pay attention. I didn’t get email also. It’s like scam.
Response from Cash Time Loan CentersJul 25, 2018
Apologies that we were unable to approve you for a loan. We pride ourselves in friendly, fast service for everyone. Unfortunately it sounds like we did not keep things speedy for you. Again, we do apologize and we hope that we can assist you in the future.
Best,
Cash Time Loan Centers
DA
Daizy
I received a anwser from cash time my…
I received a anwser from cash time my payment was going to be made on the 3rd of may it was not going to be over 30 days late. I told them that many times everyday for 2 weeks to Julio and Elonda. The last day they called to haress me i told them the payment would be there by the 3rd of may again. So what did the do the same day took the truck , the transmission had gone out on the way back from Tucson. So now i owe 2 times as much after being honest telling them where the truck was and i would be in to pay . I guess that doesn't matter being honest anymore. Because when they talked to me the last time nothing was said about getting the truck and they got it on the same day. Now i owe over 3000 dollars plus interest i know i am responsible to pay the loan they could of at least gave me till the 3rd to pay my payment then i could have sold the Expedition Eddie Bauer 4 wheel drive loaded. To pay the loan they are just leagal loan sharks.
RM
robyn M.
It is not the best place for a loan. Avoid!
It is not the best place for a loan, and they do have trouble pronouncing names, repeating what you have specifically told them, and after 4 attempts to change my address as to where my title was to be sent after it was paid off, they still managed to get the address wrong and never got my title. Their response, nothing we can do, even though their agent screwed up. They take no responsibility or accountability for ANYTHING! If they mistakenly run your debit card and collect a payment from your account and you did not want auto pay, to bad. They don't care. Apathetic or just plain lazy. Avoid this place at all costs. They cannot spell or apparently up date addresses. And if you mark a box on your loan no auto pay, they do it anyways! How they stay in business is beyond me. Worst run place EVER!
Their reply to my question of how will I get my title back since they input the wrong address, and god knows where it was sent, was for me to pay $4 to the DMV. They are utterly useless. Steer clear.
Response from Cash Time Loan CentersFeb 14, 2018
Dear Ms. Mccrea,
We apologize for any inconvenience you have experienced with Cash Time. We do pride ourselves on our customer service and are always looking for ways to improve ourselves. When you paid off your loan we did release the lien using the third party vendor that the State of Arizona requires all lenders to use. Our vendor’s record confirms that your lien was released and the title was mailed to the address you requested. Once we have released the lien on the electronic record, we are no longer authorized to process anything in regards to your MVD record. Unfortunately it appears it may have been lost in the mail. On occasion mail is lost and is outside of our control, we will refer our customers to the MVD to assist them. We are always glad to help in any way we can with the matters we can control.
Best,
Cash Time Loan Centers
PZ
Peggy Z.
Dishonest Business Practice
We had two title loans with the Bell Road location. We decided to move our loans to another company, while doing this I requested the payoff amount and discovered that every month ALL of the payment went towards interest with nothing ever going towards the principal. This all started when we filed bankruptcy. We called Cash Time to let them know that we reaffirmed the vehicle through the court and needed to make the monthly payment. They would not take the payment and needed to go to their Corporate office to figure out how to handle the bankruptcy on their end. During a three week period, we continued calling Cash Time to follow-up and each time received the same comment that they were waiting on their corporate office. We insisted on paying them something, so we paid more than half of the monthly payment. They finally figured out how to handle the bankruptcy on their end, but NEVER explained to us as their customer the impact of only making the partial payment. They said all that needed to be done was signing a new form for them affirming the vehicle and the loan, but they never said anything about the payment. We assumed everything was okay until I received the spreadsheet and noticed they never applied anything towards the principal and they used a different, higher daily rate than what was in our contract. We paid Cash Time over $2,400 with not one penny being applied towards the principal because they dragged their feet for three weeks. After dealing with these guys, they never explain anything thoroughly and put blame on us, their client. Shame on you Cash Time for not meeting us half way and stealing $2,400. All of the title loans and companies all work the same way, just pay attention to who you do business with. Never again will we do business with Cash Time based on them not accepting any responsibility, stealing $2,400 and not being thorough explaining their business practices.
GR
GERALDINE R.
Signature Loan
The person who greeted me was very unpleasant and acted as if I knew nothing about the loan had a very bad attitude with me and was very hostile. I have never encountered such rudeness since I have been going there. I hope in the near future that I don't encounter this again.
Response from Cash Time Loan CentersMay 2, 2016
Hello Ms. Rodriguez.
We're extremely sorry that your experience wasn't a pleasant one. We strive everyday to deliver exceptional customer experiences, it is very disappointing to hear that was not the case with your last visit. Please accept our sincerest apologies, we hope that you will give us a chance to deliver the positive service you're used to. We will be sure to share your feedback with the team to ensure this never happens again.
Best,
Cash Time Loan Centers.
RT
REY T.
loan official wanting play around with other staff
First, your loan official sat around with others discussing nonsense. Then continue to receive phone calls from other Cashtime personal while in the middle of my transaction.
Response from Cash Time Loan CentersAug 18, 2014
Hello Rey.
We're extremely disappointed with the way your experience turned out. At Cash Time we take pride in delivering outstanding service in a professional and efficient manner. I have personally forwarded your valuable feedback directly to our District Manager overseeing this location. She will address this issue with your underwriter immediately. We will do everything possible to ensure that this never happens again. Please accept our sincere apologies and know we are working hard to improve everyday.
Thank you again for your business.
Sincerely,
Cash Time Loan Centers
MT
MAX T.
Bad customer service, no regard for customer or sense of understanding.
was not helpful or even nice in any sense. did not seem like she wanted our business at all i felt NEGLECTED
Response from Cash Time Loan CentersJun 20, 2014
Hello Mr. Thomas.
We’re deeply sorry that your experience did not meet your expectations. Our mission day in and day out is to provide efficient and professional service to all of our customers. Your satisfaction is our #1 priority, we assure you that your feedback will not go unnoticed. We’ve forwarded your comments to our District Manager, he will be in touch to partner with you directly and get a better understanding of your experience. Our hope is that this conversation will assist us in addressing any shortcomings directly with our team.
Please accept our sincere apologies, we’re working hard to ensure this does not happen again.
Best,
Cash Time Loan Centers.