BoldinReviews of boldin.com

Very disappointed that the advisor was a no show for our appointment…we were told we would have to pay 5k for and in-depth report which was payable after the initial meeting and report follow up meeting by the complimentary concierge advisor- she specifically book the financial advisor to meet our needs. The call was scheduled a week later. The choose advisor was a no show after 10 minutes on the call ….later received and email from the no show advisor telling us we had to pay 3200 in advance…so now what? Love the app but extremely disappointed in the execution….I’ve never heard of paying someone 3200 in advance before the initial meeting.

no software support. They sign you up for an outside firm that charges you monthly without securing your permission. very sneaky.

I tried the 14 day free review and simply cannot recommend it. I could not apply real world finances unless I purchased all the upgrades. While I did not do this, I suspect from their presets and drop-down menus how limited I would be in entering my real world data. For example, I receive profit sharing 1x a year but the system only accepts 401k contributions in monthly installments. This means the software is crediting me with 11 months of earnings I will never gain each year. Quite a misstatement of compounded interest. So I suppose it's no wonder my chance of success is 99%, and I'll die with over 12mm in the bank... I will continue shopping.

This retirement planning site has a very complicated layout. Worse, it auto-fills numbers, for example, social security info, and the numbers are wildly inaccurate, but because they're auto-filled, there's no way to correct them. My plan's monthly income was off by $600 a month, which really adds up over decades in retirement, ie, makes the numbers utterly useless. It makes nonsensical assumptions on things like when you'll pay off your mortgage (sure, I'd love to pay off my brand-new 30-year mortgage in seven years!), when you'll take Medicare (some people don't immediately take Medicare at 65, they work and stay on their employer's plan, how can you not know that?), etc. However, they generously offer a service to help you understand how the page works -- IF you pay $250 for it, and it's not even for a full hour, and not with a CFP. They do offer a free meeting, one to discuss programs -- but then you find out it's a group sales pitch for their $2800 advice session, not an individual meeting. It's been one disappointment after another.